Fixed rates

Kensington makes buy-to-let rate reductions

Kensington Mortgages has made rate changes across its buy-to-let mortgage range. Rates have decreased...

Newcastle Intermediaries cuts rates at 95% LTV

Newcastle Intermediaries has cut its 95% LTV range by up to 0.27 percentage points....

New Right to Buy deals from the Leeds

The Leeds Building Society has launched new two year fixed rate Right to Buy...

Four new Joint Borrower Sole Proprietor mortgages from Hinckley & Rugby

The Hinckley & Rugby Building Society has introduced four exclusive mortgages for residential Joint...

TSB ups loan-to-income cap

TSB is to increase its maximum loan-to-income multiple cap from 4.5 to 4.75 for...

Newcastle Intermediaries revamps product transfer offering

Newcastle Intermediaries has announced a refresh of its product transfer range, exclusive to existing...

The Leeds cuts selected buy-to-let fixed rates

The Leeds Building Society has reduced rates on selected two and five year buy-to-let...

TSB unveils new tracker and remortgage products

TSB Bank has introduced a new two-year buy-to-let tracker product for remortgage and house...

The Mortgage Lender cuts limited company buy-to-let rates

The Mortgage Lender has cut the initial rates on its limited company buy-to-let range...

The Ipswich cuts 5-year BTL rates and adds later life deal

The Ipswich Building Society has cut the rates and fees on its existing buy-to-let...

Accord revises buy-to-let offering

Accord Buy To Let has cut the rates on selected two and five-year fixed...

Barclays to make buy-to-let rate changes

Barclays is making changes across its buy-to-let range, including Reward. This follows its recent revisions...

The Hanley Economic BS launches no-fee shared ownership fix

The Hanley Economic Building Society has launched a no-fee two-year shared ownership fixed rate...

Accord Mortgages’ revamp includes new offset deals

Accord Mortgages has revamped its mortgage range with changes that will help both borrowers...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Consumer Duty has changed culture but firms still face gaps

Consumer Duty has prompted a cultural shift across financial services, but standards continue to...

House price growth slows as market uncertainty weighs on buyers

Annual UK house price growth eased to 1.8% in July as economic uncertainty and...

Homeowners delay energy upgrades amid confusion over EPC ratings

More than two-fifths of UK homeowners have delayed or are considering delaying energy-efficiency improvements,...

Lengthy completions put mortgage offers under pressure

Homebuyers face an average five-month wait between agreeing a sale and completing, increasing the...

PROFILES