Fixed rates

Virgin Money cuts residential and buy-to-let rates

Virgin Money has made a series of reductions to its residential and buy-to-let mortgages. The...

NatWet makes new business rate changes

NatWest is making a number of changes to its product range for new business...

The Nottingham cuts 95% LTV five-year fix by 20bps

The Nottingham has reduced the rate on its 95% LTV five-year fixed product from...

Clydesdale Bank improves 85% & 90% LTV criteria

Clydesdale Bank has made changes to its 85% and 90% LTV lending criteria, in...

The Mansfield back to 95% LTV lending

The Mansfield Building Society is offering three new fixed rates, including a 95% house...

Virgin Money unveils 5-15 year 95% LTV fixed rates

Virgin Money has launched three new 95% loan to value (LTV) residential mortgages under...

Accord Mortgages adds improved 95% LTV deals to range

Accord Mortgages has unveiled two new two-year fixed rate 95% loan to value (LTV)...

New 95% LTV deals from Platform

Platform has become the latest lender to announce its move back into the 95%...

New Vida deals for borrowers with smaller deposits

Vida has introduced limited edition 85% LTV two-year and five-year fixed rates to its...

Darlington Intermediaries cuts 90% LTV mortgage rate

Darlington Intermediaries has reduced the rate on its 90% LTV mortgage and changed it...

NatWest to cut rates by up to 34bps

NatWest is changing mortgage rates on products for new and existing customers. These changes include...

Barclays lowers green home mortgage rate

Barclays has made changes to its green home mortgage range. The bank says the change...

Foundation unveils 90% LTV residential deals

Foundation Home Loans has introduced a new range of residential products. The new F1...

Metro Bank launches five-year 95% LTV deal

Metro Bank has unveiled a new five-year fixed rate 95% LTV residential mortgage product. The...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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