Fixed rates

Residential by Foundation cuts prices reintroduces 65% LTV products

Residential by Foundation has announced a series of price cuts by up to 50...

Hanley Economic BS unveils two new fee-free deals

Hanley Economic Building Society has launched a fee-free two-year 95% LTV fixed rate and...

Perenna unveils new 10-year fix and cuts rates

Perenna has reduced rates across its residential offering and has introduced a new 10-year...

Skipton BS cuts two and five-year fixed rates

Skipton Building Society has reduced 24 rates across its mortgage product range. Rates have been...

April Mortgages completes rollout with SPF Private Clients

April Mortgages has rolled out its range of longer-term fixed rate mortgages to all...

Remortgaging landlords still favouring five-year fixed rates

Latest data from Landbay reveals that buy-to-let landlords are continuing to opt for the...

MPowered Mortgages reduces fixed rates once again

MPowered Mortgages has cut fixed rate mortgages by up to 22 basis points (bps)....

LiveMore cuts rates by up to 106bps

LiveMore has made widespread rate reductions across its range of products, with cuts of...

Virgin Money makes large number of fixed rate mortgage cuts

Virgin Money is making a series of changes to its fixed mortgage rates on...

April Mortgages makes positive capital-raising changes

April Mortgages has improved its capital-raising criteria to help prospective first-time buyers. Borrowers will be...

Coventry for intermediaries unveils 3.90% fix and other rate cuts

Coventry for intermediaries has launched a new five-year fixed rate at 3.90% and reduced...

April Mortgages unveils interest rate cuts

April Mortgages has reduced the interest rates on its range of 5-15 year fixed...

Bluestone makes wholesale rate reductions

Bluestone Mortgages has announced rate reductions across its whole product range. Cuts have been made...

Gen H reduces SVR and base rate tracker

Gen H has announced wide-ranging rate cuts of between 15bps and 30bps. The rates are...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES