Fixed rates

Barclays cuts rates for existing customers

Barclays is making changes to its EMC (existing mortgage customer) products. All the changes are...

Virgin Money cuts mortgage rates across purchase and BTL ranges

Virgin Money will introduce a series of mortgage rate reductions on Tuesday 18 February,...

Coventry for intermediaries lowers series of fixed rates

Coventry for intermediaries has cut selected fixed mortgage rates, with residential rates at 90-95%...

Nationwide reduces mortgage rates for new and existing customers

Nationwide is lowering selected mortgage rates for both new and existing customers, with reductions...

Virgin Money cuts purchase, BTL and product transfer rates

Virgin Money has announced that a series of mortgage rate reductions will take effect...

Accord Mortgages announces second rate cut in a week

Accord Mortgages has reduced rates across its residential and buy-to-let mortgage ranges for the...

Bluestone Mortgages ups LTV limits to 90%

Bluestone Mortgages has raised its loan-to-value (LTV) bandings, now offering mortgages of up to...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Gen H updates income booster criteria

Gen H has updated its income booster mortgage criteria to allow boosters to live...

Clydesdale Bank reduces rates across multiple product ranges

Clydesdale Bank has implemented a series of mortgage rate reductions, effective today (5 February...

Coventry for intermediaries unveils cuts on all fixed rates

Coventry for intermediaries has instituted reductions across all its fixed rate mortgage products. It has...

Coventry for intermediaries cuts BTL & residential rates

Coventry for intermediaries has reduced a selection of residential and buy-to-let fixed rates by...

HSBC makes residential mortgage cuts

HSBC is making reductions across its residential mortgage product ranges on Monday 13 January. The...

MPowered cuts three-year fixes by up to 30bps

MPowered Mortgages has reduced its three-year fixed rate mortgages for new purchase and remortgage...
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COMMENT

Comment

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

News

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...
Building Societies

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...
Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES