Fixed rates

Major lenders start lifting fixed mortgage rates

HSBC and Coventry Building Society have become the first major lenders to announce increases...

Vida ups LTV for debt consolidation and relaxes adverse criteria

Vida has introduced a series of changes across its specialist residential range, aimed at...

Analysis: Market shock pushes fixed rates towards imminent rise

With the crisis in the Middle East showing no signs of abating any time...

The Yorkshire cuts mortgage rates by up to 28bps

Yorkshire Building Society has reduced rates across its mortgage range, with cuts of up...

The Coventry cuts higher LTV fixed rates in first-time-buyer push

Coventry for intermediaries has reduced selected residential fixed rates, with changes focused on higher...

Saffron broadens FTB access and adds 5yr fix for lending into retirement

Saffron for Intermediaries has expanded first-time buyer eligibility across its owner occupied range and...

Kensington lowers rates across specialist residential ranges

Kensington Mortgages has reduced rates across its Resi 12 and Resi 6 ranges, lowering...

Afin cuts rates on high-net-worth range by up to 1.66%

Afin Bank has reduced pricing across its high-net-worth mortgage range, cutting rates by as...

Average mortgage payments down £119 year-on-year

The average monthly mortgage payment for a new homebuyer has fallen by £119 over...

Gen H cuts core fixed rates by up to 20bps

Gen H has reduced selected fixed rates by up to 20 basis points (bps)...

Virgin Money’s residential and buy-to-let ranges see rate cuts and rises

Virgin Money is implementing a series of rate reductions and increases across residential and...

Santander lowers higher LTV rates for FTBs with 95% 5-year fix at 4.72%

Santander will cut rates by up to 0.32% across its 85%-95% LTV first-time buyer...

Nationwide reduces fixed rates by up to 0.16%

Nationwide is reducing selected two-year, three-year and five-year fixed mortgage rates by as much...

Clydesdale Bank hikes selected residential fixed rates

Clydesdale Bank is increasing a range of residential fixed rate products across purchase, remortgage...

COMMENT

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

Skipton to cut residential rates and revive three-year fixes

Skipton Building Society is cutting rates across parts of its residential mortgage range from...

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...

Norton Home Loans provides remortgage on PRC home in Southampton

Norton Home Loans has completed a £218,000 remortgage for joint applicants in Southampton, allowing...

PROFILES