adverse credit

Gen H improves adverse credit criteria

Gen H has unveiled changes to its credit criteria that it claims will materially...

Unsecured debt rising for those with adverse credit

43% of people with adverse credit say their level of debt has increased in...

Hinckley & Rugby BS partners with Complete FS

Hinckley & Rugby Building Society has announced a partnership with mortgage packager Complete FS,...

Increasing number of adverse customers turning to broker advice

58% of customers with adverse credit would seek the advice of a mortgage broker,...

Pepper Money cuts rates by up to 98bps

Pepper Money has reduced prices across its entire product range, with rates cut by...

LiveMore launches £500 cashback range for over-50s

LiveMore has launched a fee-assisted £500 cashback mortgage range. Lending exclusively to borrowers over 50,...

Bluestone Mortgages reduces rates again

Bluestone Mortgages has announced further rate reductions across its entire fixed rate product range. These...

Pepper Money launches latest specialist lending study

Pepper Money has launched its 2023 Specialist Lending Study, which aims to provide brokers...

Pepper Money cuts over 300 rates

Pepper Money has reduced rates across more than 300 products across its Residential and...

Gen H launches with Experian Score Boost

Gen H will include Experian’s Score Boost data in its credit decisioning in a...

TML restructures residential product proposition

The Mortgage Lender (TML) has restructured its residential products and criteria in a move...

Bluestone reduces rates to support those with ‘complex credit needs’

Bluestone Mortgages has announced rate reductions across its entire fixed rate product range, including...

MFS to pilot commercial & semi-commercial buy-to-let deals

Market Financial Solutions (MFS) has launched a pilot for a new range of semi-commercial...

Adverse, protection and complex lending top queries for PRIMIS desk

PRIMIS Mortgage Network has revealed that the its product desk helped appointed representative (AR)...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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