adverse credit

The Loughborough overhauls adverse lending range

Loughborough Building Society has reshaped its adverse lending proposition in an effort to give...

Shawbrook increases loan-to-income ratio to 5.5x across TML and Bluestone

Shawbrook has increased its maximum loan-to-income ratio from 4.5x to 5.5x income, extending the...

Brokers need more lender choice to meet real-life borrower needs

With more borrowers falling outside traditional lending criteria, brokers need a wider range of...

Vida eases criteria to widen access to homeownership

Vida Homeloans has introduced two changes to its lending criteria aimed at increasing flexibility...

Atom bank widens near-prime range with new fee tier

Atom bank has expanded its near-prime mortgage offering with the introduction of a new...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out...

LendInvest cuts residential mortgage rates by up to 15bps

LendInvest Mortgages has reduced rates by up to 15 basis points across its Premier...

Atom bank urges more near-prime flexibility and education

Atom bank has called for lenders to adopt greater flexibility and understanding towards borrowers...

The Buckinghamshire cuts rates across specialist credit ranges

Buckinghamshire Building Society has reduced rates by 0.20% across three of its specialist credit...

Millennials most anxious about credit scores

New research from HSBC UK has revealed widespread confusion and inaction over credit scores,...

Pepper Money bolsters regional team with NW appointment

Specialist mortgage lender Pepper Money has appointed Michelle Walsh as regional development manager for...

The Buckinghamshire cuts rates on credit repair mortgages

Buckinghamshire Building Society has reduced rates by up to 0.20% across its Credit Revive...

Together begins £8m transformation of Greater Manchester headquarters

Specialist property lender Together has begun an £8m redevelopment of its Greater Manchester headquarters,...
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COMMENT

Comment

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Latest news

News

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and...
Technology

Mortgage Advice Bureau completes acquisition of Dashly

Mortgage Advice Bureau (MAB) has completed the acquisition of technology and data company Dashly,...
Building Societies

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let...
Cover

FCA finds protection market delivering good outcomes, says TPFG

The Property Franchise Group PLC (TPFG) has responded to the publication of the Financial...

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