adverse credit

LendInvest eases residential criteria and cuts mortgage rates

LendInvest has announced changes to its residential lending criteria alongside rate reductions across parts...

Atom bank cuts Near Prime rates as adverse demand grows

Atom bank has reduced rates by 0.10% on Near Prime products available up to...

Q&A: Sarah Gerrard, Trio Money

Mortgage Soup fires the questions at Sarah Gerrard, director at Trio Money Mortgage Soup (MS):...

Precise extends mortgage terms to ease affordability pressures

Specialist residential lender Precise has cut rates across its residential range and introduced mortgage...

UTB expands residential offering with new super prime and specialist tiers

United Trust Bank has expanded its residential mortgage proposition with the launch of two...

Brokers urge stronger borrowing education as near-prime demand grows

Brokers are calling for greater investment in financial education after reporting a sharp rise...

Gen H widens credit criteria to support more first-time buyers

Residential mortgage lender Gen H has extended its internal credit criteria in a move...

Quantum Mortgages set to expand into specialist residential lending

Quantum Mortgages is preparing to enter the specialist residential mortgage market, extending its lending...

Q&A: Richard Harrison, Atom bank

Mortgage Soup fires the questions at Richard Harrison, head of mortgages at Atom bank. Mortgage...

Precise widens access to high LTV lending with new build focus

Precise has announced a series of changes to its residential range as the specialist...

The Loughborough overhauls adverse lending range

Loughborough Building Society has reshaped its adverse lending proposition in an effort to give...

Shawbrook increases loan-to-income ratio to 5.5x across TML and Bluestone

Shawbrook has increased its maximum loan-to-income ratio from 4.5x to 5.5x income, extending the...

Brokers need more lender choice to meet real-life borrower needs

With more borrowers falling outside traditional lending criteria, brokers need a wider range of...

Vida eases criteria to widen access to homeownership

Vida Homeloans has introduced two changes to its lending criteria aimed at increasing flexibility...
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COMMENT

Comment

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

Building Societies

Skipton to cut residential rates and revive three-year fixes

Skipton Building Society is cutting rates across parts of its residential mortgage range from...
Building Societies

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...
Buy-to-let

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...
Case Studies

Norton Home Loans provides remortgage on PRC home in Southampton

Norton Home Loans has completed a £218,000 remortgage for joint applicants in Southampton, allowing...

PROFILES