Loans

Pepper Money unveils second charge ‘Payout Before Consent’

Pepper Money has launched Payout Before Consent on its second charge mortgages, enabling the...

Lenders expecting household defaults to spike

20 of the country's largest lenders are expecting an additional £788 million in credit...

14% rise in second charge mortgage searches

Searches for second charge mortgages increased by 14% year-on-year in 2023, according to data...

Brightstar renews Source deal with Twenty7tec

The Brightstar Group has renewed its Source license agreement with technology provider, Twenty7tec. The...

Pepper adds e-signatures for second charges

Pepper Money can now accept e-signatures on second charge mortgage offer documents, including the...

UTB introduces new second charge binding offer process

United Trust Bank (UTB) Mortgages for Intermediaries is seeking to cut second charge loan...

Selina Finance cuts rates following new funding

Selina Finance has secured two new funding lines, one with Vanquis Bank and the...

UTB launches product transfer process for first and second charges

United Trust Bank (UTB) Mortgages for Intermediaries has launched product transfer options for its...

Enra Specialist Finance completes fourth securitisation

Enra Specialist Finance has completed its fourth public securitisation, Elstree 4. The transaction comprises...

Truffle Specialist Finance partners with Cornerstone Network

Mortgage network Cornerstone has chosen Truffle Specialist Finance as its exclusive packager partner for...

Truffle secures £500k second charge with Pepper Money

Truffle Specialist Finance has completed a £500,000 second charge mortgage with Pepper Money, used...

Tandem reduces second charge rates by up to 90bps

Tandem has reduced its residential second charge mortgage products by up to 90 basis...

Unsecured debt rising for those with adverse credit

43% of people with adverse credit say their level of debt has increased in...

Enra Specialist Finance reports record trading results in 2023

Enra Specialist Finance, the parent company of specialist lender West One Loans and specialist...

Latest POLL

COMMENT

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Credit search vs credit scoring

The terms credit score and credit check are often used interchangeably by consumers, many of whom assume they mean the same thing. Yet understanding...

It’s not just about work/life balance

Firstly, it was good to get feedback on last month’s blog on technology from several people, and to see a spin-off follow-up blog from...

The value of building societies: 250 years of mutual success

A key anniversary reflects how far the building society movement has come — and how individual societies like Hinckley & Rugby continue to deliver At...

2025: The year of CX

In financial services, customer experience (CX) is no longer a secondary concern – it’s the key to sustainable growth and client retention. With the...

Latest news

Atom bank breaks Near Prime record

Atom bank has reported another record-breaking month for Near Prime activity. Over the course of...

Berkeley Alexander appoints new BDM

General insurance provider Berkeley Alexander has announced the appointment of Grant Robinson as a...

Newcastle for Intermediaries adds three-year fix range to mortgage offering

Newcastle for Intermediaries has introduced a new range of three-year fixed rate products. It said...

Mortgage product availability surpasses 25,000 for the first time

The number of mortgage products available in the UK has reached an all-time high,...