Loans

Prestige Finance improves pricing and criteria

Second charge lender Prestige Finance has made changes to its pricing and lending criteria...

Brokers need seconds regulation clarification

A master broker has claimed that mortgage brokers need more clarification from the Financial...

Consumer finance figures continue to rise

Data published by the Finance & Leasing Association (FLA) show that consumer finance new...

Brits expect to improve their homes this year

54% of UK homeowners are planning to make improvements of some sort on their...

TFC Homeloans and Precise offer masterclasses

Distributor TFC Homeloans is partnering with Precise Mortgages to offer 'specialist lending masterclasses'. The...

Smart Money hires business development head

Smart Money has appointed Steve Pollard to the newly created role of head of...

Borrowers spend c.20% of take home pay on debt repayments

7% of people who have unsecured borrowings are spending 50% or more of their...

Expansion behind Chaseblue Loans’ office move

South Wales based second charge loans packager Chaseblue Loans has agreed terms on larger...

No surprises from the MPC

The Bank of England's Monetary Policy Committee (MPC) has yet again voted to keep...

13% monthly fall in secured lending

Loans Warehouse, which compiles a monthly Secured Loan Index, has reported that by November...

IMLA calls for a coherent housing strategy

The Intermediary Mortgage Lenders Association (IMLA) has called for a root and branch review...

SimplyBiz Group acquires Home Information Group

SimplyBiz Group has completed the purchase of Home Information Group (HIG). HIG was formed...

Target Group appoints director of change

Target Group has announced the appointment of Buddy Willard as director of change. Willard...

CML publishes concerns over European MCD

In its response to the Financial Conduct Authority's consultation on implementing the European Mortgage...

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COMMENT

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh wave of tariffs could end up doing UK landlords a...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple of years now and there are tremendous opportunities for the...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is no longer theoretical, even in the mortgage industry; it’s now...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly deserve your success, and at any moment, someone will find...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return of 100% mortgages – most of it filled with doom-laden...

Latest news

West One reduces residential mortgage rates by up to 30bps and introduces £1,000 cashback remortgage product

Specialist lender West One Loans has implemented a series of rate reductions across its...

Household credit creeps up as lenders point to more optimism… but at a cost

British households are borrowing more – and lenders are increasingly willing to let them...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Paragon Bank promotes Tim Sweetman to national account role

Paragon Bank has appointed Tim Sweetman as its new mortgages national account manager, marking...