Loans

Equifinance promotes Kieran Park to chief operating officer

Intermediary-focused lender Equifinance has appointed Kieran Park as chief operating officer, expanding his responsibilities...

UTB widens criteria on benefits income and later life lending

United Trust Bank (UTB) has introduced further changes to its residential and second charge...

Ampla Finance adds three to team as it builds support for introducers

Ampla Finance has made three senior team changes across underwriting, compliance and growth as...

Mortgage borrowing rises as approvals edge higher in February

Mortgage borrowing and approvals both increased in February, although activity remains close to recent...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...

24-hour secured loan case underlines growing use of specialist finance

A secured loan completed within 24 hours is being cited as a sign of...

Inflation remains unchanged but subsequent rise expected

The Consumer Price Index rate (CPI) rate inflation remained at 3% in February. This was...

Millions unclear on cost of credit as gaps in financial understanding persist

Millions of UK adults are using credit without fully understanding borrowing costs or how...

FCA to extend conduct rules to cover bullying and harassment

Mortgage brokers, lenders and other regulated firms will have to tighten their internal conduct...

Second charge lending sees steady start to 2026 with 19% rise in new agreements

New business volumes in the second charge mortgage market rose by 19% in January...

Student loan repayments leave aspiring FTBs £2k a year behind on deposit savings

Barclays Property Insights suggests student loan repayments are continuing to weigh on first-time buyers,...

Selina Finance adds no-ERC five-year fix at higher LTVs

Selina Finance has introduced a five-year fixed-rate product with no early repayment charges on...

FCA tells second charge mortgage firms to improve standards for borrowers

The Financial Conduct Authority has warned that some lenders and brokers in the second...

Second charge mortgage new business volumes reach highest level since 2008

New figures from the Finance & Leasing Association show the second charge mortgage market...

COMMENT

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

Skipton to cut residential rates and revive three-year fixes

Skipton Building Society is cutting rates across parts of its residential mortgage range from...

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...

Norton Home Loans provides remortgage on PRC home in Southampton

Norton Home Loans has completed a £218,000 remortgage for joint applicants in Southampton, allowing...

PROFILES