LiveMore has integrated its affordability assessment into Twenty7tec’s RESEARCH tool, in a move designed to help advisers more easily identify suitable borrowing options for older clients.

Twenty7tec’s technology platform is used by more than 17,000 advisers for product sourcing, applications and data analytics.

By joining the RESEARCH affordability tool, LiveMore’s maximum borrowing figures will now be accessible within advisers’ existing workflows.

Maximum borrowing amounts are generated through LiveMore’s Mortgage Matcher and are based on the affordability of mortgage payments across the full term of the loan, rather than a traditional income multiple.

The lender said this approach allows it to take account of a broader range of income sources than some mainstream providers.

Leon Diamond (pictured), chief executive of LiveMore, said: “Joining the Twenty7tec affordability tool makes it easier for mortgage advisers to find out how much LiveMore can lend.

“We have recently removed our loan to income caps to ensure we are helping as many borrowers as possible to achieve their home owning goals.”

MORTGAGE MATCHER

LiveMore’s Mortgage Matcher filters more than 250 products across a range of later life lending categories. These include standard capital and interest mortgages, interest-only, part-and-part, retirement interest-only and lifetime mortgages.

The tool is available free of charge to brokers via the LiveMore website.

James Tucker, chief executive of Twenty7tec, said: “We are always looking to add lenders to our affordability tool to ensure the best possible outcomes.

“LiveMore will be a great addition that will enhance the Twenty7tec affordability tool for all our advisers to use.”

The integration follows a year of growth for LiveMore. In 2025, mortgage applications more than doubled compared with 2024, rising by 114%.

The lender also reported more than £345m in new loans, up 79% on the previous year.

Rosheen Hastie, lender national account manager at Twenty7tec, added: “We are thrilled to work with LiveMore and are pleased to have added their affordability tool which is now available via RESEARCH.

“We’re pleased intermediaries can now benefit from increased visibility of LiveMore’s affordability and support their growth.”