Pensions

The steep price of solo retirement

Single pensioners face a markedly higher financial burden in retirement than their coupled counterparts,...

Unlocking housing wealth in retirement ‘could add £21bn to UK economy by 2040’

More than half of UK households are expected to rely on property wealth to...

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Large lifetime loans offer useful option for high net worth clients

A big discussion point for many advisers and their clients recently has been the...

16% have no idea what age they will retire

A recent survey for Hargreaves Lansdown has found that one-third of people think they...

Family money playing bigger role in helping young onto property ladder

Intergenerational wealth transfers – from housing young adults to financial gifts and inheritances, and...

Most difficult financial topics for discussion revealed

The financial topics that Britons most avoid talking about have been revealed by online...

Any Budget pension changes could shift balance to equity release

There is a growing need to shift retirement planning to include wider considerations of...

Generational disparities in retirement planning

Younger workers are much more thoughtful about money issues than people might expect, and...

UK adults expect to live to 85

Canada Life has released its inaugural Life100+ report, the first in a series of...

Early 2040s will see retirement income crisis point reached

The UK is less than two decades from crisis point where nearly three in...

28% of HNW Baby Boomers have not saved for later-life care costs

28% of the Baby Boomer generation have not ring-fenced money to fund any care...

Almost 3m ex-retirees back to work

2.8 million of UK over-50s (11% = 2,733,560) have returned to work after being...

Cost of renting in retirement is £390k

Those people who think they will rent throughout their retirement could need an additional...

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Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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