Pensions

Retirement “a 20th century concept”

Later life advisers have the opportunity to broaden their range of services to clients...

PFS issue new pension transfer good practice guide

The Personal Finance Society (PFS) has issued an updated ‘good practice guide’ covering transfers...

Sir Steve Webb to keynote National Later Life Conference

Answers in Retirement, the organisers of the inaugural National Later Life Conference, has announced the...

50 ways to draw your pension

Having heard Paul Simon’s announcement that he was going to stop performing, I thought...

One-third of adults in drawdown have never invested before

32% of people using drawdown to fund their retirement have no investment experience, yet...

Equity release growth and pension freedoms

The Equity Release Council has produced its 2018 Spring review and, it’s fair to...

Three million expect to work until they die

According to new research from Scottish Widows, 20% of Brits, amounting to more than 10...

Number of retirees without savings decreases

12% of people retiring this year have made no provision for their retirement, including 10% who...

FCA reveals changes to advice on pension transfers

The Financial Conduct Authority (FCA) has published new rules on pension transfer advice and...

L&G posts 54% rise in retirement division profits

Legal & General has reported an increase in operating profit of 54% across its...

SimplyBiz Group boosts pension transfer panel

The SimplyBiz Group has added a fourth partner to its DB pension transfer referral...

Not what it seems

A friend recently asked me if I could have a word with his brother-in-law,...

Pensions at risk of being paid to wrong people at death

Royal London has claimed that more than 750,000 people approaching retirement are at risk of...

PFS: don’t blame whole advice sector for British Steel scandal

The Personal Finance Society has stated that a more balanced and objective review is required...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

The Cambridge relaunches interest-only fixed rate mortgages

The Cambridge has relaunched a selection of fixed rate mortgage products, including interest-only options...

Vernon BS adds free legals to selected remortgage deals

Vernon Building Society has partnered with Optimus to introduce a free legals service on...

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

PROFILES