Pensions

Retire with an extra £10k p.a. by cutting back

Many people could have as much as £9,853 in additional annual income in retirement...

Mid-life savings crisis for UK workers

18% of UK workers in their fifties and sixties are unable to save anything...

Over-50s renters face £43bn retirement shortfall

Scottish Widows has wanted that over-50s renters are not saving anywhere near enough to...

Majority of workers ‘saving in the dark’

32% of workers in the UK say they have no idea what they have...

Advisers want lifetime allowance scrapping in Budget

Momentum Pensions has claimed that scrapping the lifetime allowance tops advisers' wish lists in...

Workers jealous of retirees’ pensions and lifestyles

Prudential has warned that pension savers in their final years of work are worried...

LLA calls for Pensions Wise guidance to be extended

The Later Life Academy (LLA) has provided a written response to the Work & Pensions...

Millennials not ignoring pension planning

Millennials are putting pension saving high up their list of workplace priorities, according to...

LBG acquires Zurich pension and savings business

Lloyds Banking Group (LBG) is to acquire Zurich’s UK workplace pensions and savings business...

Royal London backs national retirement income target

The Pensions and Lifetime Savings Association (PLSA) has proposed a national retirement income target...

New workplace pensions service from Scottish Widows

Scottish Widows has introduced a digital service for customers to access their workplace pensions. The...

65,000 pensioners could lose mortgage help

Royal London has issued a stark warning over government changes to mortgage payment assistance.  The...

Advisers looking towards younger people

74% of advisers believe Brits are not tackling their long term financial planning early...

FCA outlines Ageing Population Project findings

The Financial Conduct Authority (FCA) has published an Occasional Paper outlining the findings from...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

LendInvest raises AVM threshold to 75% LTV on unregulated bridging products

LendInvest has announced that automated valuation models (AVMs) will now be accepted up to...

Saffron completes record-breaking £4.8m self-build loan with Propp

Saffron for Intermediaries has completed the largest self-build loan in its history, issuing a...

Trade tariffs and instability deepen economic pessimism, says Family Building Society

The UK economy faces a turbulent six months, with trade tariffs, political instability and...

Accord eases affordability checks to offer bigger mortgages

Accord Mortgages has overhauled its affordability assessment model, allowing it to lend up to...
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