Later Life

Advisers and later life clients all want family involvement

Later life advisers and clients are aligned when it comes to the importance of...

Harpenden joins Paradigm panel

Paradigm Mortgage Services has added Harpenden Building Society to its lender panel. Paradigm member firms...

Advisers want later life clients re-educated by industry

Advisers operating in the later life lending sector think the most important priority for...

Over a million people think they’ll never retire

Over a million UK workers (6%) believe that they will never retire, according to...

Later life lending demand only going in one direction

At the time of year, we in the industry tend to get asked what...

Older people feeling inflation rise the hardest

65% of people say the cost of living has risen in the past month, according...

Hodge appoints new business development manager

Hodge has appointed Hema Patel as the new business development manager for the north...

Covid causing over-50s to want to live in current home for life

76% of over 50s say they are now more likely to stay in their...

Four-fifths of advisers expect 2022 equity release market growth

80% of equity release advisers are confident that the market will grow in 2022,...

Fluent Money Group refreshes brand and website

North-West based form Fluent Money Group has launched its new website, consolidating its six...

Trade bodies launch later life lending factsheet

The Association of Mortgage Intermediaries (AMI), Building Societies Association (BSA), Equity Release Council (ERC),...

Majority’s property wealth more than their pension pot value

Legal & General Home Finance (LGHF) has analysed median local house price data from...

OneFamily refreshes Super LTV lifetime mortgage

OneFamily is increasing its loan to value (LTV) ratios by 0.5% on its Super LTV...

Pure Retirement improves Sovereign lifetime mortgage proposition

Pure Retirement has made changes to its Sovereign range of lifetime mortgages. The range introduces...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES