Later Life

Average pension savings mean a £208,000 shortfall

Retirement savers are targeting an average annual income of £13,100 from their private pension...

Equity release adviser acquisition shelved

Bower Retirement Services has revealed that its acquisition of Sixty Plus, an independent financial...

Generating income from property less popular in retirement

Brits plan to accumulate a ‘basket’ of products and sources of income to fund...

TFC Homeloans partners with Equity Release Supermarket

TFC Homeloans is expanding its current proposition to include a whole of market equity release...

Over-55s’ standard of living is on the up

Falling inflation has boosted the savings habits of over-55s as essential spending has fallen...

Equity Release Council back FCA’s lifetime mortgage position

The Equity Release Council has issued its response to the FCA’s policy statement on...

Cash-poor over-55s struggling to meet routine costs

Homeowners over the age of 55 are routinely skipping meals, leaving bills unpaid and...

FCA to go ahead with retirement income reforms

The Financial Conduct Authority (FCA) is to proceed with the recommendations from its retirement...

Defaqto updates financial adviser guide following Budget

Defaqto has launched a post-Budget update of its financial adviser guide Looking forward to retirement. It...

A quarter of annuity holders would sell for a lump sum

A Populus survey for Saga of more than 2,000 annuity holders has revealed demand...

Pension reforms: advisers need to play their part

2015 is shaping up to be the year of the retiree given the intense...

Average retiree has paid over £145,000 in tax

Research from equity release adviser Bower Retirement Services has calculated that every British retiree...

Stonehaven launches lifetime deals with fixed ERCs

Stonehaven has introduced a new product range which offers customers control over any early...

More 2 life to go out on the road

Equity release lender more 2 life is hosting a series of national ‘Breakfast Roadshows’...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Stonebridge and Matt Clarke Mortgage Services renew long-term partnership

Stonebridge, the national mortgage and protection network, has strengthened its relationship with Matt Clarke...

Inspired Lending expands with lending manager hire

Inspired Lending has appointed Nathan Wilson as lending manager as the business looks to...

Barclays extends mortgage rate cuts as sub-4% deals increase

Barclays has announced a fresh round of mortgage rate reductions. Following its move in April...

LMS expands commercial team with three senior appointments

LMS has strengthened its commercial leadership team with three strategic appointments as the company...
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