Later Life

Summer Budget 2015 – pensions to be taxed like ISAs?

Today's Budget saw a confirmation that changes to pensions tax relief provided to the...

Equity release referral cases 50% bigger than market average

Those intermediaries who refer customers to specialist equity release advisers are seeing their customers...

Seminar to look at ‘nudging’ towards retirement saving

Scottish Widows is running a seminar for employers, looking at the themes of behavioural...

Citizens Advice launches Scams Awareness Month

41% of scams reported to the Citizens Advice service come from a cold call...

Over 50s being targeted by pensions scammers

Retirement Advantage is warning retirees to be alert to approaches by fraudsters, after its...

New loan service secures against pension schemes

HNW Lending has launched a new service to provide loans against the value of...

Key offers Retirement Options service

Key Retirement has launched a free personalised online services outlining all the new retirement...

National equity release roadshows unveiled

Equity release lender More 2 Life has teamed up with Partnership Assurance to host...

56% now saving “adequately” for retirement

The latest Scottish Widows Retirement Report has revealed that retirement saving in the UK...

L&G unveils lifetime mortgage offering

Legal & General has launched a branded lifetime mortgage product range. This follows the...

Panacea Adviser offers pensions reform microsite

Panacea Adviser has launched a pensions reform microsite which provides advisers with information and resources...

Equity release advisers told to broaden their horizons

Bridgewater Equity Release has urged specialist equity release advisers to expand their offering in...

We need greater clarity around MMR requirements

Last month I attended the ‘Great Retirement Money Debate’ which took place in London...

Overseas property investments open to pensioners

UK Pensioners have more property investment opportunities than ever before according to the latest...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...

Atom bank selects Provenir to enhance risk decisioning and data orchestration

Atom bank has partnered with Provenir to deploy the software firm's AI Decisioning Platform...

Clydesdale Bank cuts selected residential mortgage rates

Clydesdale Bank is reducing interest rates across a range of its residential mortgage products...
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