Later Life

Pension freedoms haven’t hit equity release

There were many commentators who suggested the new pension freedoms would sound the death...

Exit fee consultation begins

The government has launched a consultation into pension transfers and early exit charges. "The pension...

41% of over-45s never spend time reviewing pensions

63% of over-45s who are not yet retired pay little or no attention to...

Demand for ability to borrow in retirement

29% of over-55s expect to be in debt in retirement or are unsure whether...

Record quarterly amount for equity release lending

Industry figures from the Equity Release Council released today show that equity release lending...

More product choice needed to meet interest-only shortfalls

43% of advisers want to see more innovation on equity release lenders plans suitable...

Just Retirement adopts Vizolution’s vScreen

Just Retirement has deployed vScreen from Vizolution following a trial. vScreen is a...

£9k annual retirement income gap for over-45s

The typical working over-45 year old faces a £8,955 annual retirement income gap based...

One in five to go back to work in retirement

21% of pensioners have gone back to work since they reached the State Pension...

FSE London registration open

Registration is open for Front Events' third London Financial Services Expo. The two-day show, to be...

Double-digit growth for equity release market

Retired homeowners released over £750 million of property equity in the first six months...

Aldermore launches its business lounge

Aldermore Bank has unveiled its new business lounge in the city centre of Leeds. To mark the...

Budget implications for buy-to-let landlords

With the government’s plans posing new challenges for landlords, property investors may want to...

Budget consequences will run and run

If Chancellor George Osborne wanted to get the nation talking over the summer period...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...
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