Later Life

Shift towards ‘preretirement’ continues

The move to ‘pretirement’ – where people gradually scale back on work or change...

Continued record growth for equity release plan sales

Retired homeowners cashed in £1.25 billion of property wealth in the first half of...

Retirement Advantage appoints head of sales

Les Pick is to join Retirement Advantage as head of sales for its equity...

Greater financial and pension wealth for those who get advice

A new report has found that those who received financial advice in the 2001-2007...

FCA publishes interim review of retirement income market

The Financial Conduct Authority (FCA) has published the interim findings of the Retirement Outcomes...

“Hugely disappointing” govt decision over pensions cold-calling

The government has decided not to legislate to ban pensions cold-calling. Peta Buscombe, Conservative member...

Interest-only still issue for older homeowners

More 2 Life research has indicated that 41% of over 65 year olds with...

Pension providers team up over self-employed enrolment

Aviva and Royal London have joined forces to produce a recommendation of how to...

Equity release rates continue to fall

Fixed lifetime mortgage interest rates fell for the seventh consecutive month in June 2017,...

FSE Wales: spread the equity release message

Dean Mirfin of Key Retirement told the audience at Wednesday's Financial Services Expo (FSE)...

LV= restructure sees Perks become MD

LV has restructured its life business to bring its protection, retirement solutions and heritage...

Interest-only fears ‘driving house sales’

Equity release referral service Key Partnerships has claimed that estate agents are increasingly helping...

Record low rates driving equity release switching enquiries

Enquiries from existing equity release customers about switching plans are on the rise beacons...

New Leeds’ tool for borrowers into retirement

The Leeds Building Society has introduced a new tool on its intermediary website for...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES