Later Life

L&G and Co-op Bank partner for lifetime mortgages

Legal & General Home Finance (LGHF) has agreed a five-year deal with the Co-operative...

FP Show to host later life lending and GDPR speeches

The Finance Professional Show, which takes place on 8 November, has announced the addition of...

Continued rise in drawdown customers

The Equity Release Council has reported that over-55s withdrew a total of £824 million...

LLA calls for Pensions Wise guidance to be extended

The Later Life Academy (LLA) has provided a written response to the Work & Pensions...

Costs of being a pensioner revealed

Key Retirement has reported that the the average annual cost of being a pensioner...

£375bn available to over-55s via equity release

Retirement Advantage has claimed that the third quarter of 2017 saw a £2bn rise...

Millennials not ignoring pension planning

Millennials are putting pension saving high up their list of workplace priorities, according to...

Vernon BS added to Personal Touch panel

The Vernon Building Society has been appointed to Personal Touch’s mortgage panel.   The local society,...

My Care Consultant becomes LLA Ambassador

The Later Life Academy (LLA), the commercial and training organisation for later life advisers,...

LBG acquires Zurich pension and savings business

Lloyds Banking Group (LBG) is to acquire Zurich’s UK workplace pensions and savings business...

Royal London backs national retirement income target

The Pensions and Lifetime Savings Association (PLSA) has proposed a national retirement income target...

New workplace pensions service from Scottish Widows

Scottish Widows has introduced a digital service for customers to access their workplace pensions. The...

65,000 pensioners could lose mortgage help

Royal London has issued a stark warning over government changes to mortgage payment assistance.  The...

Who will give advice to Janice?

Consider the situation for Janice who reaches her State pension age in a couple...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES