Later Life

Mid-life savings crisis for UK workers

18% of UK workers in their fifties and sixties are unable to save anything...

£10k bill for ‘retirement ready’ home improvements

Making their home 'retirement ready' will cost retired homeowners £10,400 on average, according to...

21% rise in equity release last month

The number of homeowners taking out an equity release plan reached record levels for...

Housing for older people

‘The inquiry will examine whether the housing on offer for this group of people...

Retirement good for health and relationships

26% of people who have given up work in the last 10 years say they...

Two new non-exec directors for Legal & General Home Finance

Legal & General Home Finance has appointed a pair of new non-executive directors to...

Over-50s renters face £43bn retirement shortfall

Scottish Widows has wanted that over-50s renters are not saving anywhere near enough to...

Strong growth for enhanced equity release plans

Key Retirement’s Q3 Equity Release Market Monitor shows total property wealth released by new...

Majority of workers ‘saving in the dark’

32% of workers in the UK say they have no idea what they have...

Equity release percentage fees ‘not TCF’

JLM Mortgage Services belives the charging of percentage-based advice fees on equity release products is...

Key Retirement teams up with live-in care provider

Key Retirement has partnered with live-in care provider Elder to grow the number of...

Completed equity release plans at record levels

The number of homeowners releasing equity from their properties reached a new record in...

Advisers want lifetime allowance scrapping in Budget

Momentum Pensions has claimed that scrapping the lifetime allowance tops advisers' wish lists in...

Nationwide joins Equity Release Council

The Equity Release Council has reported that Nationwide has become a member of the...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES