Later Life

“Ostrich mentality” prevalent over retirement planning

48% of consumers have been classed as having an “ostrich mentality” as they significantly...

More over-55s expect to take debt into retirement

More 2 Life has found that 40% of Britons over the age of 55 will still...

Michael Coogan joins Mortgages4Life board

New lender Mortgages4Life has appointed Michael Coogan as its independent chairman in anticipation of...

Couples keeping millions in secret savings

New research from Prudential has found that couples are keeping debts, savings, investments and...

Auto-enrolment ad banned

The Advertising Standards Authority (ASA) has ruled against Smart Pension Ltd, of 20 Eastbourne Terrace,...

Pension freedoms “now come with a big catch”

Change to the “money purchase annual allowance” means people must be far more certain...

FCA plans “annuity comparator”

The Financial Conduct Authority (FCA) has revealed plans to force annuity providers to inform their customers...

More 2 Life supports FCA training move

Equity release lender More 2 Life has welcomed the recent move by the Financial...

Autumn Statement 2016: pensions changes

In the Autumn Statement the chancellor announced plans to reduce the amount people can...

Autumn Statement 2016: pensions consultation signalled

In today’s Autumn Statement, the chancellor addressed the issue of pensions cold-calling. Philip Hammond told the...

Bower Retirement Services rebrands

National specialist adviser Bower Retirement Services has changed its name to Bower Retirement. The adviser firm, founded...

Call for equity release conveyancer expansion

Key Retirement is calling for more conveyancing firms to provide specialist equity release services...

Huge rise in state pension forecast requests

In the six months after the launch of the new State Pension in April,...

OneFamily lifetime mortgage distribution widened

Sesame and PMS have added OneFamily to their lender panels. OneFamily's range of lifetime mortgages available...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...
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