Equity Release

More2life urges FCA to act on later life mortgage barriers

More2life has welcomed the Financial Conduct Authority’s recognition of later life lending as a...

The rise of the silver pound

UK house prices may have cooled from their peak, but affordability pressures remain acute. Even...

L&G names Cecilia Furner as distribution director for retail retirement

Legal & General has appointed Cecilia Furner to the newly created role of distribution...

LiveMore appoints key account manager for the North

LiveMore, the later life mortgage lender, has appointed Phil Beswick as key account manager...

Lifetime mortgage lump sum queries rise sharply, says Advise Wise

The average lump sum being searched for by later life borrowers has increased sharply...

OMS adds DocuSign e-signature integration to streamline mortgage process

One Mortgage System (OMS) has integrated DocuSign into its platform, allowing brokers and lenders...

Key warns later life borrowers risk being underserved

Later life borrowers are in danger of being “significantly underserved” unless regulation evolves to...

IMLA warns FCA: keep mortgage advice at the heart of reform

The Intermediary Mortgage Lenders Association has welcomed a move towards greater regulatory flexibility in...

Rising mortgage costs risk burdening older homeowners, says Key

The UK’s rising mortgage burden is posing a major challenge for over-55s trying to...

Pure Retirement expands adviser support with new hire and streamlined processes

Lifetime mortgage lender Pure Retirement has reinforced its adviser proposition with the appointment of...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen...

Pure Retirement provides new resources to broaden later life lending understanding

Pure Retirement has expanded its suite of resources aimed at helping both advisers and...

Later life lending expands with new products responding to demand

The later life lending market is continuing to evolve with new products designed to...

Later life lending climbs as over-55s borrow deeper into retirement

Lending to older borrowers edged upwards in the second quarter of the year, with...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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