Lifetime Mortages

Advisers falling short on Consumer Duty in later life lending, Key warns

A significant number of financial advisers lack full confidence in meeting Consumer Duty obligations...

Unlocking housing wealth in retirement ‘could add £21bn to UK economy by 2040’

More than half of UK households are expected to rely on property wealth to...

Advisers warned of regulatory risks over neglecting wills and LPAs in later life lending

Financial advisers could be falling short of regulatory expectations and endangering customer outcomes by...

Standard Life Home Finance names Phil Quinn as head of sales

Standard Life Home Finance has appointed Phil Quinn as its new head of sales. Quinn...

Redefining ‘later life lending’ for a fairer financial future

The phrase ‘later life lending’ is becoming increasingly common in financial services but what...

Air launches new app to bolster adviser support

Air, the later life lending platform, has launched a new app exclusively for its...

Advisers regularly reject later life lending enquiries, new study reveals

A significant proportion of financial advisers are routinely turning away potential clients seeking later...

High-value homeowners drive rise in lifetime mortgage uptake, says Pure Retirement

New data from specialist lender Pure Retirement suggests a notable shift in the profile...

Q&A: Dave Harris, CEO, more2life

Mortgage Soup fires the questions at Dave Harris, CEO at more2life. Mortgage Soup (MS): How...

More over-55’s using lifetime mortgages to clear debts and home loans

A growing number of older homeowners are turning to lifetime mortgages to manage financial...

Standard Life Home Finance ups Horizon lifetime mortgage maximum LTVs

Standard Life Home Finance has increased the maximum loan-to-values (LTVs) on across its Horizon...

The FCA should make later life lending central to its public discussions

The government’s ongoing focus on growing the economy has led it down the path...

Key urges FCA to widen advice reforms to include later life lending

The UK’s largest equity release adviser, Key Later Life Finance, has welcomed the Financial...

Over-60s own almost £3 trillion in property

Those in the UK aged over 65 own outright £2.944 trillion in property wealth,...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...