Lifetime Mortages

2022 will be the toughest year for fixed-income retirees

If people were in any doubt about what the cost of living crisis looks...

Equity release product pricing up year-on-year

The Equity Release Council has reported that the average equity release customer drew the...

Data shows lifetime mortgage customers resume aspirational spending

The easing of pandemic restrictions has prompted an increase in lifetime mortgage customers using...

Royal London’s LV= takeover talks collapse

Royal London has confirmed that its merger discussions with LV= have ended. December saw Royal...

Standard Life Home Finance joins Equity Release Council

Standard Life Home Finance has joined the Equity Release Council following the recent launch...

Finova powering Standard Life’s equity release entrance

Finova has been selected to provide the software that will power Standard Life Home...

Pure Retirement launches new resources with Asset TV

Pure Retirement has introduced a new Brand Health Check Guide in collaboration with Asset...

Canada Life adds new Lifestyle Select products

Canada Life is improving its Lifestyle Select home finance product range, by introducing two...

OneFamily refreshes Super LTV lifetime mortgage

OneFamily is increasing its loan to value (LTV) ratios by 0.5% on its Super LTV...

Pure Retirement improves Sovereign lifetime mortgage proposition

Pure Retirement has made changes to its Sovereign range of lifetime mortgages. The range introduces...

Average property value of lifetime mortgage customer up 18.5%

Later life mortgage broker Responsible Life has reported that the average property value of...

Key: £4bn equity release market record on the horizon

Equity release adviser Key has reveal that the equity release market is on course...

Myths, mistrust and family worries remain equity release issues

Equity release is still an area of personal finance which many homeowners feel unsure...

Lifetime mortgage switching slows

There has been a dramatic slowing up in the pace of lifetime mortgage switching...

COMMENT

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Latest news

Stamp duty blamed as home moves fall to once every 21 years

Stamp duty is deterring millions of people from moving home and restricting opportunities for...

Plug-in solar panels pose new insurance risks for property sector

Insurers, brokers, landlords and property owners have been urged to assess the risks presented...

Pepper Money reduces residential and buy-to-let rates

Pepper Money has cut rates across its residential and buy-to-let mortgage ranges and launched...

Barclays to launch 24-hour fast-track remortgage service

Barclays is to introduce a fast-track remortgage service that could provide eligible borrowers with...

PROFILES