Keystone Property Finance has launched a limited edition range of HMO products with loan-to-value ratios of up to 80%, targeting experienced landlords looking to invest in or refinance smaller house in multiple occupation properties.
The new Summer Special range, part of Keystone’s specialist buy-to-let offering, includes two- and five-year fixed rate options priced at 5.79% and 5.99% respectively.
The products are available to landlords operating HMOs with up to six occupants, with a maximum loan size of £750,000 and an arrangement fee of 2.5%.
The lender said the range is designed to support investors focused on higher-yielding properties and to help them access more leverage at competitive rates.
With this launch, Keystone joins a limited group of specialist lenders willing to advance up to 80% LTV on HMOs.
“HMO properties remain one of the most resilient and rewarding parts of the buy-to-let market, and our new Summer Special products are designed to help landlords capitalise on that opportunity,” said Elise Coole (pictured), managing director of Keystone Property Finance.
“With this exclusive launch we are able offer up to 80% LTV on HMOs, giving experienced landlords a unique opportunity to grow, diversify or refinance their portfolios with competitive fixed rates and straightforward criteria.”
