Paradigm Mortgage Services has added InterBay Commercial to its mortgage lender panel.

Paradigm member firms can now access InterBay’s range of commercial, semi-commercial, buy-to-let, HMO and bridging products, offering advisers access to lending against a wide range of property types, both to investors and trading businesses.

Part of the OneSavings Bank Group, InterBay’s commercial and semi-commercial range offers product features including higher LTVs and interest-only products, available over longer periods.

With buy-to-let and HMO, InterBay says it takes a commercial approach to lending dealing with first-time landlords, unusual or complex properties, and seasoned landlords with large-scale portfolios.

Within its unregulated bridging offering, InterBay offers investors access to short-term finance for a variety of purposes. InterBay offers development funding exit loans while properties are being sold; up to 75% LTV gross; terms from one to 18 months, and a dedicated underwriting and processing team.

John Coffield, head of Paradigm Mortgage Services, said: “The continued growth in the number of specialist lending offerings is good news for advisers who are dealing with an increasing number of complex borrowers and those with specialist lending needs. In this part of the market, you need quality, experience and an understanding of individual demands and needs, and I’m pleased to say that InterBay has all of these.

“Being part of the OneSavings Group means it has strong foundations and a commitment to offering real value in this space. We are sure that Paradigm member firms will appreciate InterBay’s addition to our panel and will be looking to tap into its expertise and service offering in order to help the growing number of clients seeking such mortgages.”

Adrian Moloney, sales director at InterBay Commercial, added: “We’re seeing a growing trend from our broker partners for specialist lending products to assist clients with complex needs so we’re delighted to be offering our InterBay proposition via our partners at Paradigm and in turn open up additional opportunities for their broker community.”