Hampshire Trust Bank (HTB) has expanded its specialist buy-to-let criteria to support first-time landlords and those looking to invest in properties built with modern methods of construction (MMC).

HTB will consider any type of MMC as security, as long as they are approved by the Build Offsite Property Assurance Scheme (BOPAS).

Meanwhile, HTB will now accept applications from non-home owning first-time landlords with an income of over £60,000 per annum, paving the way for the next generation of property professionals.

The maximum loan size for first-time landlords is £500k and allows for a portfolio of up to four units. In addition, HTB will need to be satisfied that the applicant is not intending to live in the property.

HTB provides landlords and professional investors with specialist buy-to-let, residential and semi-commercial investment loans of up to £25m for limited companies, offshore entities, expats, and foreign nationals.

Andrea Glasgow (pictured), sales director, specialist mortgages at Hampshire Trust Bank, said: “At HTB, we’re not one for sitting on our hands. When brokers speak, we listen. We recognise that we’re in a key position to influence the quality of the nation’s housing stock through our lending decisions.

“And, alongside increasing support for the next generation of property investors, we are helping to positively shape the future of the investor market.”