Conditional selling remains industry flashpoint as enforcement lags

Conditional selling remains one of the most persistent and contentious issues facing the UK housing and mortgage markets with brokers continuing to report pressure tactics despite long-standing bans under consumer and competition law. Concerns have resurfaced following renewed scrutiny of estate agency practices with...

Latest news

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and existing customers, with a particular focus on higher loan-to-value lending. The...

Mortgage Advice Bureau completes acquisition of Dashly

Mortgage Advice Bureau (MAB) has completed the acquisition of technology and data company Dashly, whose mortgage monitoring and nurturing platform has served the intermediary...

FCA finds protection market delivering good outcomes, says TPFG

The Property Franchise Group PLC (TPFG) has responded to the publication of the Financial Conduct Authority’s interim report into the distribution of pure protection products to retail customers, noting that the findings provide greater regulatory clarity for firms operating in the sector. The FCA’s report...

LHV Bank secures PRA approval to offer consumer credit in the UK

LHV Bank has been granted consumer credit permission by the Prudential Regulation Authority, clearing...

Average UK house price breaks £300k as market steadies at start of 2026

House prices rose in January, reversing December’s decline and pushing the average UK property...

Conveyancers take issue with MoJ’s client account interest plans

The Conveyancing Association has set out firm opposition to Ministry of Justice proposals to...

Midlands brokers confident of stronger year ahead, Primis survey finds

Mortgage brokers across the Midlands are entering 2026 in a notably positive mood, with...

The Mortgage Lender cuts buy-to-let rates ahead of major refinancing wave

The Mortgage Lender has reduced selected buy-to-let rates as landlords and brokers prepare for...

Key Group extends Finova partnership for further five years

Key Group has extended its partnership with Finova for a further five years, continuing...

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let...

NatWest and Rightmove strike three-year deal on digital mortgage access

NatWest and Rightmove have announced a new three-year strategic partnership that will see the...

Propertymark sets up independent board to separate oversight from representation

Propertymark has established a new independent Regulatory Board, marking a significant shift in how...

Pure Retirement reveals trends among single life equity release borrowers

Age and gender play a decisive role in the marital status of customers taking...

INDUSTRY COMMENT

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Q&As

POLL

BUY-TO-LET

Keystone expands broker support with two BDM hires

Keystone Property Finance has strengthened its broker-facing team with the appointment of two new...

The Marsden joins Brilliant Solutions panel to widen later life and expat lending access

Marsden Building Society has joined the Brilliant Solutions lender panel, expanding the range of...

Hinckley & Rugby trims mortgage rates to bolster broker support

Hinckley & Rugby for Intermediaries has reduced mortgage rates across its range, cutting selected...

OneDome secures $25m (USD) to fuel UK expansion

OneDome, the UK-based housing and fintech platform, has raised $25 million (USD) in a...

Buckinghamshire BS broadens Credit Revive range

Buckinghamshire Building Society has expanded its Credit Revive range with new products aimed at...

Redwood Bank welcomes back senior business development figure

Chris Finnigan has rejoined Redwood Bank's business development team following a short period away...

George Gee steps into role as Chetwood Bank’s MD of mortgages

George Gee has today stepped into the role of Chetwood Bank’s managing director of...

Paragon extends new build offer validity and updates dashboard

Paragon Bank has updated its new build buy-to-let proposition while also launching a redesigned...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

February rate cut looks unlikely as affordability pressures linger

Hopes of an early interest rate cut are fading making it increasingly likely the Bank of England will keep rates on hold today. With the Monetary Policy Committee due to announce its decision at 12 noon today Equifax UK says policymakers are likely to take...

Santander unveils 98% LTV five-year fix for first-time buyers

Santander UK has launched a new five-year fixed mortgage at 98% loan-to-value aimed at...

One in three first-time buyers house-hunting with deposits of at least 25%

A significant minority of first-time buyers searching for mortgages are entering the market with...

Millions of homes still fail decency tests despite energy gains

Millions of homes in England continue to fall short of basic quality standards even...

UK housing market steadies as tax-driven volatility fades

UK property transactions stabilised at the end of 2025, with residential sales holding firm...

OPINION

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the centre of it. What was once a minor incentive is now a common feature across literally thousands of products, and its...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

DISTRIBUTION

Knowledge Bank separates dev finance as demand grows

Knowledge Bank has launched a dedicated Development Finance lending type on its platform to...

Access FS partners with Islamic home finance provider StrideUp

Access Financial Services has signed a new partnership with UK-based home-financing fintech company StrideUp. The...

Uinsure names Phil Carr to head intermediary distribution push

Uinsure has appointed Phil Carr as intermediary director as it steps up investment in...

Stonebridge posts sector-leading network growth

Stonebridge has recruited more firms than any other mortgage and protection network for the...

The Ecology joins TMA Mortgage Club panel

Ecology Building Society has joined the TMA Mortgage Club panel, extending broker access to its specialist residential and community lending products. The ethical mutual said its range will now be available to intermediaries within the club, supporting lending across energy-efficient self-builds, eco-renovations, conversions and retrofits,...