Help to Buy

Autumn Statement 2016: house-building investment announced

The chancellor announced initiatives to stimulate house-building in the Autumn Statement. Philip Hammond said: "In October, my Right Honourable...

NatWest IS unveils 95% LTV Help to Buy replacements

NatWest Intermediary Solutions is launching two new 95% LTV purchase mortgages that will replace the...

CML: “patchwork” of govt home-ownership schemes

The eight current government housing schemes are reaching a broad variety of would-be home-owning households...

New intermediary exclusives from Virgin Money

Virgin Money has revised its mortgage range, with the launch of new intermediary exclusive two-year...

The debate around deposit-raising

2016 has certainly been an intriguing and, to some extent, disturbing year to get...

What succeeds Help to Buy 2?

If you were to ask most mortgage market practitioners, what has been the government’s...

‘Smart’ FTBs locked into HTB mortgage guarantee scheme

Connells Survey and Valuation has found that first-time buyers are making the most of the Help...

Widespread rate cuts unveiled by Barclays

Barclays has made cuts across its residential, large loan and buy-to-let product ranges.  Key changes include the following: Two-year...

Anticipating the Autumn Statement

The date has been set, and one presumes, the preparations about what it will...

New low Sharia compliant rates from Al Rayan Bank

Al Rayan Bank (UK) has announced the lowest ever rental rates on its Home Purchase...

Fall in construction output

The Office for National Statistics (ONS) has reported that in July 2016, output in...

Aldermore cuts Help to Buy rates

Aldermore is reducing rates on its Help to Buy: mortgage guarantee offering. The lender...

Virgin Money cuts BTL, H2B and residential rates

Virgin Money has made a number of rate reductions on selected products across its core...

Average first-time buyer age is now 37

21% of prospective buyers aged 18-34 say that, following this month’s interest rate cut,...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

Sub-5% mortgage fixes virtually wiped out as rates surge

The number of sub-5% fixed mortgage deals has collapsed by 99% since the beginning...

The Leeds highlights £165k mortgage borrowing potential for buyers earning £30k

Leeds Building Society is urging brokers to consider the mortgage options available to lower-paid...

PROFILES