Help to Buy

The debate around deposit-raising

2016 has certainly been an intriguing and, to some extent, disturbing year to get...

What succeeds Help to Buy 2?

If you were to ask most mortgage market practitioners, what has been the government’s...

‘Smart’ FTBs locked into HTB mortgage guarantee scheme

Connells Survey and Valuation has found that first-time buyers are making the most of the Help...

Widespread rate cuts unveiled by Barclays

Barclays has made cuts across its residential, large loan and buy-to-let product ranges.  Key changes include the following: Two-year...

Anticipating the Autumn Statement

The date has been set, and one presumes, the preparations about what it will...

New low Sharia compliant rates from Al Rayan Bank

Al Rayan Bank (UK) has announced the lowest ever rental rates on its Home Purchase...

Fall in construction output

The Office for National Statistics (ONS) has reported that in July 2016, output in...

Aldermore cuts Help to Buy rates

Aldermore is reducing rates on its Help to Buy: mortgage guarantee offering. The lender...

Virgin Money cuts BTL, H2B and residential rates

Virgin Money has made a number of rate reductions on selected products across its core...

Average first-time buyer age is now 37

21% of prospective buyers aged 18-34 say that, following this month’s interest rate cut,...

The Skipton cuts Help to Buy rates

The Skipton Building Society has reduced rates by up to 0.20 percentage points on...

New Help to Buy deal from the Teachers

The Teachers Building Society has launched a new 1.49% discounted variable rate Help to...

Virgin Money unveils HTB London deals

Virgin Money has launched a new range of Help to Buy Equity Loan products...

New Help to Buy Scotland deals from Virgin Money

Virgin Money has launched a new range of Help to Buy Equity Loan products...

COMMENT

Plugging the first-time buyer knowledge gap

A couple of weeks ago, I found myself down at my local, surrounded by family, friends and the usual mix of conversation. Among the...

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a more structured approach to property ownership. The market has seen a...

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients whose circumstances fall outside traditional lending models. From self-employed professionals...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next...

Latest news

Renters would buy if mortgage payments matched rent, MAB research finds

Nearly half of renters would buy a home immediately if their monthly mortgage payments...

HSBC cuts mortgage rates by up to 0.31bps

HSBC UK has reduced rates across parts of its mortgage range, with cuts of...

The Market Harborough cuts holiday let rates and ups max loan size to £3m

Market Harborough Building Society has reduced rates across its holiday let range by up...

The Buckinghamshire launches three-year fixed mortgage range

Buckinghamshire Building Society has launched a new range of three-year fixed mortgage products aimed...

PROFILES