Help to Buy

Sharp rise in 95% LTV lending at the Yorkshire

The Yorkshire Building Society has reported that demand for its 95% LTV home loans was 91%...

New fixed rates from the Teachers

The Teachers Building Society has launched a range of new fixed rate mortgages across...

New BTL and HTB deals from the Skipton

The Skipton Building Society has cut rates on selected buy-to-let and Help to Buy products. The...

AmTrust espouses insurance for HTB alternatives

Private mortgage insurer AmTrust International, Mortgage and Special Risks (MSR) has welcomed the recent public...

YBS: no let up in 95% LTV demand

The Yorkshire Building Society Group has said that demand for mortgages up to 95%...

Virgin Money claims ‘red hot’ deals for 2017

Virgin Money has introduced what it has dubbed‘Red Hot’ mortgages across its residential and buy-to-let...

Aldermore unveils HTB mortgage guarantee replacement

Aldermore has introduced new residential mortgages as well as new first-time buyer deals following...

CML examines how govt housing schemes fit together

The current patchwork of eight government housing schemes succeeds in reaching a broad variety...

Newcastle Intermediaries moves into Help to Buy

Newcastle Intermediaries has launched Help to Buy: Equity Loan products for the first time. This includes both...

Ensuring the circle is squared

When Philip Hammond thanked George Osborne in his first (and last) Autumn Statement address,...

Autumn Statement 2016: house-building investment announced

The chancellor announced initiatives to stimulate house-building in the Autumn Statement. Philip Hammond said: "In October, my Right Honourable...

NatWest IS unveils 95% LTV Help to Buy replacements

NatWest Intermediary Solutions is launching two new 95% LTV purchase mortgages that will replace the...

CML: “patchwork” of govt home-ownership schemes

The eight current government housing schemes are reaching a broad variety of would-be home-owning households...

New intermediary exclusives from Virgin Money

Virgin Money has revised its mortgage range, with the launch of new intermediary exclusive two-year...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...