GE Money Home Lending is to return to lending to the self-employed on 1 November.

The lender says self-employed customers will have access to the same range of discount, fixed and tracker mortgages with LTVs up to 80% on GE Money Home Lending’s LVMO and LTM1 products, with rates starting from 3.99%.

Self-employed applicants will need to be trading for at least two years and provide proof of income.

GE Money Home Lending will also consider applicants who have been trading between one and two years as part of its referral process.

Gerry Bell , marketing director, GE Money Home Lending said: “Launching self-employed mortgages is a logical extension of our product range to ensure it is addressing the current demand and limited choice available to customers.