First-time buyers

Finova Payment and Mortgage Services partners with interest-free equity loan provider

Finova Payment and Mortgage Services has announced a partnership with equity loan provider, Even. Finova's...

BoE consults over withdrawing mortgage affordability stress test

The Bank of England has issued a consultation over the Financial Policy Committee's (FPC)...

Cost-of-living squeeze having effect on mortgage searches

Legal & General Mortgage Club has reported that overall mortgage search volumes by advisers...

The Nottingham unveils new 95% LTV fixes

The Nottingham is targeting first-time buyers with the launch of a pair of new...

New intermediary launches to serve high LTV borrowers

A new independent low deposit mortgage specialist, Home me, has launched to help borrowers...

Suffolk BS unveils new 95% LTV fixes 

Suffolk Building Society has launched two new fixed rate products available up to 95%...

Shared ownership growth happening beyond capital

Leeds Building Society data has indicated that first-time buyers outside the traditional hotspot of...

Affinity Mortgages joins Proportunity broker panel

Affinity Mortgages has been added to the panel of brokers at Proportunity, the shared...

Will ‘Levelling Up’ help first-time buyers?

The government’s Levelling Up White Paper focused heavily on the housing market, specifically looking...

Pepper Money unveils shared ownership proposition to mark

Pepper Money has rolled out its shared ownership offering to the whole market following...

Skipton BS revises shared ownership criteria

Skipton Building Society has made changes to its lending criteria on shared ownership. The lending...

Broker searches for first-time buyers up by 64% last year

Legal & General has revealed the top search trends that have driven activity in...

Mansfield BS improves shared ownership affordability

Mansfield Building Society has reduced the rate on its two-year fixed rate shared ownership...

Vida unveils new key worker mortgage

Vida has made a number of changes to its criteria to broaden its product...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES