First-time buyers

Remove LTI limit to aid FTB affordability

The removal of the Loan to Income (LTI) flow limit is one measure that...

Stamp duty bill for average-priced home in England is now £5,579

Stamp Duty Land Tax receipts hit £10.6bn in the first eight months of the...

Hinckley & Rugby reprices JBSP and later life mortgages

Hinckley & Rugby Building Society has announced simplifications across its product range, aimed at...

How intergenerational mortgages could help FTBs

20 years ago it was fairly commonplace to buy your first home when you...

Reliance Bank revamps mortgage proposition

Reliance Bank has refreshed its mortgage product range and maintained cashback incentives for key...

Borrowers consider green mortgages amid rising energy bills

In July, searches for mortgages which consider a property’s EPC rating grew by 34%,...

Busy beginning to August for mortgage activity

Twenty7Tec has issued its findings based on its mortgage platform data for August 2022. The...

Paradigm adds Even to panel

Paradigm Mortgage Services has announced the appointment of Even to its lender panel. Paradigm...

Intergenerational lending will only become more prominent

Over the course of the last couple of decades, stagnant wages and rising house...

Mortgage affordability falls to lowest level this year

Mortgage affordability has dropped to its lowest level in 2022, according to the latest...

Connect for Intermediaries partners with ‘rent-to-own’ specialist

Connect Network has partnered with rent-to-own specialist, Keyzy. Keyzy enables people to move into...

Generation Home becomes IMLA member

Generation Home has become the latest member to join the Intermediary Mortgage Lenders Association...

Coventry for intermediaries expands new business range

Coventry for intermediaries has bolstered its new business range with the launch of first...

Why the Bank of Mum & Dad isn’t going anywhere

This is an interesting time to be active in the mortgage space, particularly when...

COMMENT

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Latest news

Atom bank cuts Prime mortgage rates by 15bps across full range

Atom bank has reduced rates across its Prime mortgage range by 15bps, with changes...

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products,...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products...

PROFILES