First-time buyers

Majority embarrassed to ask family for financial help

A new survey* conducted by Hodge has found that 56% of people are embarrassed...

Call for urgent stamp duty holiday

The property law firm Collyer Bristow has echoed the Royal Institution of Chartered Surveyors'...

Covid-19: two-thirds of 75% LTV products withdrawn

AmTrust’s latest Mortgage Loan to Value (LTV) Tracker has shown a major drop in...

BUDGET: more cash for affordable homes fund

The government announced plans in the Budget to invest a further £9.5 billion in...

First annual fall in gross mortgage lending for a decade

2019 saw the first annual fall in gross mortgage lending since 2010, UK Finance...

Vida Homeloans cuts rates by up to 65bps

Vida Homeloans has made a number of spring rate cuts. The reductions apply to the...

TSB backs Scottish government’s First Home Fund pilot

TSB in now offering mortgages to first-time buyers as part of the Scottish government’s...

The Ipswich unveils new five-year fixes

The Ipswich Building Society has launched three five year fixed rate products. Two of the...

IMLA outlines its housing priorities for Budget

IMLA wants the government to apply a ‘big thinking’ approach to housing in its...

The Leeds cuts 95% LTV rate

The Leeds Building Society has made a 0.40 percentage point rate reduction on its...

Homeowners can be 18% better off per month than renters

Renters are paying up to 18% more each month than those who own their...

We need to look beyond Stamp Duty changes

There’s a Radiohead song called ‘2 + 2 = 5’ which, if I’m not...

Government unveils First Homes initiative for first-time buyers

The government has announced plans which it claims will cut the cost of some...

The Hinckley & Rugby to split mortgages

The Hinckley & Rugby Building Society will now allow mortgages to be split, in...

Latest POLL

COMMENT

Bridging the Pond: How large is the US bridging finance market, and compared to the UK?

When we first got started with LendInvest in the UK, post the financial crisis, bridging finance was a much more nascent product than it...

Passing the affordability exam

As teachers and students of various ages have spent August nervously opening exam results following years of study that will determine their ability to...

Investors are changing their approach – and lenders should too

The buy-to-let market never stands still, but the pace of change in recent years has been remarkable. The days of the so-called ‘accidental landlord’,...

Leasehold fees, specialists and the need to shop around

Leasehold properties account for around 20% of all dwellings in the UK, and while that figure may change in the future with government legislation...

Tuning into later life lending conversations

There are certain conversations in our profession that can genuinely change the course of a client’s life. Later life lending sits firmly in that...

Latest news

Rightmove warns property tax reforms could stall housing market

Rightmove has warned the government that proposed changes to property taxation risk distorting the...

Bradford retains crown as UK’s leading property hotspot

Bradford has once again been named the country’s most in-demand housing market, topping OnTheMarket’s...

Keystone reduces expat buy-to-let rates and adds new product

Keystone Property Finance has reduced rates across its expat buy-to-let range, cutting selected fixed...

Gatehouse cuts buy-to-let rental rates and eases paperwork

Gatehouse Bank has cut rental rates by 0.25% across its buy-to-let purchase plans for...