First-time buyers

44% of first-time buyers delayed home purchase because of Covid

While the Covid pandemic made homeownership a larger priority for 63% of first-time buyers,...

Atom bank cuts higher LTV rates

Atom bank has cut its 90% and 95% loan to value (LTV) mortgage rates by...

Foundation Home Loans improves first-time buyer access

Foundation Home Loans has revised its residential product range in a move designed to...

Newcastle Intermediaries rejoins high LTV mortgage market

Newcastle Intermediaries is re-entering the high LTV mortgage market sector with a number of...

Darlington Intermediaries extends 90% LTV nationally

Darlington Intermediaries is making its 90% loan to value (LTV) mortgage available nationally. Since the...

First Homes scheme launches with 30% discount

The government's First Homes scheme has launched today, with discounted houses for local people...

Atom bank cuts 90% and 95% LTV mortgages

Atom bank has reduced its 90% and 95% loan to value (LTV) mortgages rate...

NatWest IS unveils Mortgage Guarantee Scheme deals

NatWest Intermediary Solutions is launching new Mortgage Guarantee Scheme products for intermediaries. The new scheme allows...

The Harpenden launches new JBSP mortgage

The Harpenden Building Society has unveiled a new range of Joint Borrower Sole Proprietor...

Beverley BS to re-enter 95% LTV market

The Beverley Building Society is launching a two-year, fixed-rate deal at 3.85% at 95% loan...

Coventry for Intermediaries unveils new 95% LTV two-year fix

Coventry for Intermediaries has added to its 95% LTV range with a new two-year...

Accord Mortgages reviews residential offering

Accord Mortgages is revising its residential mortgage range this week. The intermediary-only lender is changing...

Accord to offer new build up to 90% LTV

Accord Mortgages is revising its higher loan to value (LTV) mortgage offering to include...

The Nottingham cuts 95% LTV five-year fix by 20bps

The Nottingham has reduced the rate on its 95% LTV five-year fixed product from...

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COMMENT

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Latest news

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s...

Zoopla calls for abolition of stamp duty in evidence to MPs

Zoopla has urged MPs to consider abolishing stamp duty to boost housing mobility and...

Halifax eases mortgage access for non-UK nationals

Halifax has introduced changes to its lending criteria designed to make it easier for...

Landbay opens Premier buy-to-let range to individual landlords

Landbay has widened access to its Premier buy-to-let products, allowing individual landlords to apply...

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