First-time buyers

GEN H joins Paradigm panel

Paradigm has added Gen H to its lender panel. Paradigm member firms can now access...

Budget childcare offer could benefit mortgage affordability

In today's Budget the chancellor Jeremy Hunt announced an offer of 30 hours of...

Monthly cost of owning a home £42 cheaper than renting it

The monthly cost of owning a home for first-time buyers is now £971 -...

Gen H introduces first-time buyer bundle

Gen H announced the launch of a new product range that offers first-time buyers...

Own New and Darlington BS launch 95% mortgages for new homes

Own New and Darlington Building Society have launched their 95% mortgage product for new...

Deficit of at least 600,000 new homes in England

England built up a shortfall of at least 600,000 homes from 2011-2021 after population...

Significant dates for the broker diary

There are a few notable dates to be aware of this month – first...

Criteria searches for Help to Buy Equity Loan Scheme up by 10%

First-time buyers are persisting with Help to Buy purchases, with the 31st March cut-off-point...

Phoebus partners with MIAC Analytics

Phoebus Software has partnered with MIAC Analytics, a firm which provides a range of...

Market Harborough BS unveils multi-generation mortgage solutions

Specialist lender, Market Harborough Building Society (MHBS), has introduced a range of multi-generation mortgages...

Reliance Bank revamps mortgage offering and improves broker registration process

Reliance Bank is now able to accept gifted deposits from family and friends where...

MPowered Mortgages updates affordability assessment

MPowered Mortgages has revised its affordability assessment in order to better support those looking...

Hanley Economic BS unveils new fixed rates

Hanley Economic Building Society has launched a three fixed rate products up to 95%...

Why the BTL contraction is damaging to FTBs

The borrowing capacity of UK homeowners has reduced significantly over the last year, as...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES