First-time buyers

Precise raises borrowing limits to 6x income

Precise Mortgages has lifted its loan-to-income cap to six times earnings. The lender’s criteria update...

Top 12 potential sites for New Towns revealed in landmark planning study

A new report by national property consultancy Carter Jonas has identified 12 of the...

Buy-to-let lending rises as rental market begins to rebalance

Buy-to-let investment is showing signs of renewed momentum as landlords respond to easing pressure...

UK housing market defies summer slowdown as buyers regain confidence but price growth stalls

Housing market activity has picked up pace and defying the traditional seasonal lull as...

Rightmove mortgage revenues double as digital growth strategy pays off

Rightmove has more than doubled the size of its mortgages business in the first...

The Skipton cuts rates on no-deposit mortgage

Skipton Building Society will on Monday reduce rates across several of its mortgage products,...

More shock as buyers face pressure to use estate agents’ mortgage brokers

New research commissioned by Boon Brokers has revealed widespread concerns over pressure tactics used...

Gen H the latest lender to lift loan-to-income caps

Gen H has announced a series of significant changes to its loan-to-income (LTI) policy...

Renters face steeper rise in housing costs than mortgage holders

Private renters have seen their monthly housing costs rise more sharply than mortgaged homeowners...

Gen H partners with Sesame to broaden distribution

Gen H has added mortgage network Sesame to its distribution panel, marking the latest...

Why the mortgage industry must digitise for the customer, not just for compliance

Home buyers today can manage their finances, verify their ID and even order a...

Homebuyers saw £6.6bn Stamp Duty bill as tax burden rises 21%

Homebuyers in the UK paid £6.6bn in Stamp Duty Land Tax during the first...

Suffolk BS joins Mortgage Broker Tools platform to broaden intermediary reach

Suffolk Building Society has partnered with Mortgage Broker Tools (MBT), making its full product...

Skipton lowers income threshold for high LTI mortgages

Skipton Building Society is lowering the minimum income threshold required for borrowers seeking high...

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Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that advisers want to look richer than their clients, while accountants...

Latest news

TSB offers cashback for buyers of energy efficient homes

TSB has launched a new mortgage product range that rewards buyers of energy efficient...

LiveMore unveils £1,000 cashback mortgage for over-50s

LiveMore, the specialist lender for borrowers aged 50 to 90 plus, has launched a...

Gatehouse Bank offers new BTL fee options and green product incentives

Gatehouse Bank has broadened its buy-to-let range for UK residents with new fee options...

Market Financial Solutions removes loan cap and cuts rates across Bridge Fusion range

Market Financial Solutions has removed the maximum loan size on its Bridge Fusion products...