First-time buyers

Mortgage demand softens as households shift to savings

Mortgage borrowing slowed in October as UK households retrenched and businesses sharply cut back...

The Cumberland widens mortgage access for self-employed borrowers

The Cumberland Building Society has expanded its support for self-employed borrowers, aiming to remove...

Property deals edge higher but non-residential market still lagging

UK property transactions picked up in October, with residential activity reaching its strongest level...

Southern house prices slip as tax fears hit demand

House prices have fallen year-on-year across southern England for the first time in 18...

OBR forecasts stamp duty burden to almost double by early 2030s

Stamp duty receipts on homes bought in England and Northern Ireland are projected to...

First-time buyer affordability improves as wages rise and mortgage rates ease

First-time buyers are seeing the most favourable affordability conditions in almost a decade, according...

AUTUMN BUDGET: Ch-ch-ch-ch-changes… NOT

After the delay of the Budget to 26 November and all the leaks, there...

Lloyds Banking Group expands support for first-time buyers with £1bn extra lending

Lloyds Banking Group is widening access to higher loan-to-income borrowing for new buyers by...

Aldermore calls for stamp duty holiday and revival of Help to Build

Aldermore has called for an 18-month Stamp Duty holiday for buyers of new homes...

The Furness broadens proposition with new holiday let and high LTV options

Furness Building Society has updated its holiday let range and introduced new products at...

Afin Bank raises LTV to 95% and cuts rates across Prime and Professional ranges

Afin Bank has increased the maximum loan to value on its Prime and Professional...

Past 6 to 7: the story behind our new lending limits

6,7, the viral ‘slang’ term accompanied by a two-handed palm up gesture being used...

Developers urge Chancellor to plug ‘gaping hole’ in FTB support

Housebuilders have called on the Chancellor to use Wednesday’s Budget to revive support for...

Estate agency boss calls for investment and incentives as Budget speculation centres on tax rises

A leading London estate agency chief has warned that the government risks undermining the...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES