First-time buyers

NatWest reduces higher LTV rates

NatWest Intermediary Solutions is cutting rates on a number of higher LTV residential mortgages...

FTBs moving hundreds of miles to afford a home

New research has found that those people who have climbed on to the property...

Changing borrower behaviour behind deposit rise

December 2015 saw the average house purchase deposit surpass £80,000, according to the National Mortgage Index from Mortgage...

New shared equity range from the Nationwide

The Nationwide Building Society is introducing a new range of shared equity mortgage deals on...

NAEA: 2015 not positive for housing market

The supply of available housing has almost halved in the past decade, according to...

New fixes from the Co-op

The Co-operative Bank has launched a new range of fixed rate mortgages, reducing rates across...

Coventry for Intermediaries cuts rates

Coventry for Intermediaries has cut the rates on its residential mortgages at 90% LTV and...

Housing supply not lender appetite behind purchase lending fall

E.surv has suggested that a lack of housing supply in some areas could be...

Scheme aims to strengthen renters’ credit histories

Experian has found that one in three private tenants has put their plans to...

Mortgage brokers “have high expectations for remortgaging”

There was a record high in the level of mortgage intermediaries’ confidence in the prospects...

CML: house purchase lending up year-on-year in November

The Council of Mortgage Lenders has reported that home-owner house purchase lending totalled £10.7bn...

Over 25% of FTB opting for 35-year mortgage

There was an estimated 310,000 first-time buyers last year, according to the annual Halifax First-Time...

Nationwide cuts 95% rates

The Nationwide Building Society has cut a number of rates by up to 0.40 percentage points across...

The Leeds confirms HTB London scheme participation

The Leeds Building Society is to launch its range of new Help To Buy...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing,...

PROFILES