First-time buyers

Mortgage borrowing at a six-year high in May

Homebuyers’ average deposits and loans reached a new post-recession peak in May 2015 as...

Family Mortgage sees rates cut

The Family Building Society has reduced the interest rates on its three and five-year...

Many younger buyers expect having a mortgage in retirement

A survey conducted by the Building Societies Association (BSA) has found that around half...

CML: house purchase lending in April “relatively subdued”

The Council of Mortgages Lenders has confirmed that, as previously reported, gross lending in...

Call for broad-ranging debate over housing crisis

Citizens Advice has called for a wider debate about the housing challenges facing the...

Accord cuts 90% LTV rates

Accord is cutting its 90% LTV mortgages by up to 0.25 percentage points. The intermediary-only...

TSB cuts shared ownership and shared equity rates

TSB has reduced mortgage rates by up to 0.65 percentage points on shared ownership/equity...

FTBs ignorant about home insurance requirements

47% of first time buyers don’t budget for home insurance when stepping onto the...

Over two-thirds of FTBs pay Stamp Duty

The latest research from Lloyds Bank shows the Stamp Duty revenue raised in England and...

Buy-to-let surges while first time buyer activity recedes

Latest research from Connells Survey and Valuation has found that property valuations for buy-to-let...

BSA calls for ‘housing for all’ in Wales

The Building Societies Association (BSA) has called on all parts of the Welsh housing...

HMOs provide better savings opportunity than renting alone

Professional tenants are able to save £134 more a month by sharing in a...

Halifax cuts rates

Halifax has cut the rates across first-time buyer, homemover and remortgage products by up to...

Parents and children disagree over FTB market

The Halifax Generation Rent Report has revealed a gulf between prospective first-time buyers and...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for...

LendInvest bolsters residential and BTL broker support with Glasgow team expansion

LendInvest has expanded its commercial support team with a particular focus on helping brokers...

Hackathons test property data sharing in homebuying push

Proptech firms have tested how property data can be shared across the home-moving process...

Foundation refreshes buy-to-let range with new products and rate cuts

Foundation has refreshed its buy-to-let mortgage range with new products and rate reductions across...

PROFILES