First-time buyers

Family Mortgage sees rates cut

The Family Building Society has reduced the interest rates on its three and five-year...

Many younger buyers expect having a mortgage in retirement

A survey conducted by the Building Societies Association (BSA) has found that around half...

CML: house purchase lending in April “relatively subdued”

The Council of Mortgages Lenders has confirmed that, as previously reported, gross lending in...

Call for broad-ranging debate over housing crisis

Citizens Advice has called for a wider debate about the housing challenges facing the...

Accord cuts 90% LTV rates

Accord is cutting its 90% LTV mortgages by up to 0.25 percentage points. The intermediary-only...

TSB cuts shared ownership and shared equity rates

TSB has reduced mortgage rates by up to 0.65 percentage points on shared ownership/equity...

FTBs ignorant about home insurance requirements

47% of first time buyers don’t budget for home insurance when stepping onto the...

Over two-thirds of FTBs pay Stamp Duty

The latest research from Lloyds Bank shows the Stamp Duty revenue raised in England and...

Buy-to-let surges while first time buyer activity recedes

Latest research from Connells Survey and Valuation has found that property valuations for buy-to-let...

BSA calls for ‘housing for all’ in Wales

The Building Societies Association (BSA) has called on all parts of the Welsh housing...

HMOs provide better savings opportunity than renting alone

Professional tenants are able to save £134 more a month by sharing in a...

Halifax cuts rates

Halifax has cut the rates across first-time buyer, homemover and remortgage products by up to...

Parents and children disagree over FTB market

The Halifax Generation Rent Report has revealed a gulf between prospective first-time buyers and...

Five-month slowdown for HTB1

The government’s Help to Buy equity loan scheme (HTB1) for new-build properties has seen...

Latest POLL

COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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