First-time buyers

CML: impact of MMR “subtle”

Home-owner house purchase lending in May increased month-on-month totalling 57,900 loans, up 9% compared...

First Complete expands lender panel

First Complete has added Newbury Building Society to its mortgage panel. The Newbury will provide...

Halifax offers FTB insurance refund

Halifax is offering to refund a year’s insurance premium for first time buyers when...

The Mansfield reiterates HTB support

In light of the Halifax and Nationwide limiting access to their Help to Buy...

Drop in first-time buyer deposits

First-time buyer deposits have fallen by £2,745 in the post 12 months, according to...

BoE proposes cap on 4.5x income mortgage exposure

According to the Bank of England’s latest Financial Stability Report, risks remain within the...

Bank of Mum & Dad funds half of deposits

Santander research has found the 'Bank of Mum and Dad' is still playing a...

Affordability largely unchanged outside London

Latest research from comparison site Gocompare.com has highlighted the disproportionate growth in the London...

MAB criticises Osborne’s Mansion House speech

Brian Murphy, head of lending at Mortgage Advice Bureau (MAB), has voiced his concern...

Bounce back in activity following MMR introduction

Activity in the UK housing market has bounced back from the effects of new...

FTB mortgages rise by only 1%

New CML data released today on the profile of UK lending in April 2014,...

Burgess to offer deposit loans to graduates

British Money recently announced its intention to release £50 million to help get people...

Move with Us: London doesn’t need Help to Buy

The Help to Buy scheme is most popular with people aged 20 to 29...

New deals from the Post Office

The Post Office has unveiled a range of new mortgage rates. Rates have also been...

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COMMENT

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Latest news

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...

International demand for UK property investment ‘more diverse than expected’

The UK property market is attracting investment from a much broader range of international...