First-time buyers

2015 fall in London house purchase lending

House purchase lending in London fell in 2015 in comparison with the previous year,...

Sesame and PMS offering 95% LTV Leeds exclusive

Sesame and PMS have launched an exclusive fixed rate product to appointed representatives (ARs)...

The Bath unveils room renting FTB proposition

The Bath Building Society has launched 'Rent a Room' mortgages. The product allows an individual...

FTBs still better off buying than renting

UK first-time buyers are on average 10% (£865) a year better off with their...

1.6m homes to be worth £1m+ by 2030

A new report from Santander Mortgages forecasts that the number of UK properties worth at least...

Precise Mortgages’ MCD upgrade is completed

DPR Consulting has completed a systems upgrade for Precise Mortgages. The update provides compliance with...

CML: gross lending to steadily increase over next 24 months

In December 2015 first-time buyers borrowed £4.5bn for home-owner house purchase, up 7% on...

Hotel of Mum and Dad staying open for longer

15% of adults are taking an extended stay at the ‘Hotel of Mum and...

21% don’t think they will ever be able to afford a home

A first time buyer buying their first house this year will have already spent £52,900...

Lending boosted by buy-to-let growth

Growth in buy-to-let mortgage approvals has taken home lending to its highest peak in...

Accord offering first time buyer cashback

Accord Mortgages is offering first-time buyers an extra £500 cashback when they complete on...

First Help to Buy ISA completion for the Nationwide

The Nationwide Building Society has seen the first mortgage completion by its Help to Buy...

TSB announces rate changes

TSB has reduced residential mortgage rates on a range of its mortgages with larger deposits...

FTB cashback offer from the Yorkshire

The Yorkshire Building Society is offering first-time buyers an extra £500 cashback when they complete on...

Latest POLL

COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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