First-time buyers

BoE: increase in proportion of FTB lending

The proportion of lending for house purchase in Q2 2014 was 70.1%, about 3.7...

Latest Halifax price data “good news for buyers”

Halifax has reported that house prices in the three months from June to August...

Shareamortgage.com introduces affordability calculator

The cost of living for the average Briton is £13,281 before any money can...

CML unveils pre-election ‘manifesto’

The Council of Mortgage Lenders (CML) has published a housing market manifesto aimed at...

No let-up in HTB demand for NatWest/RBS

NatWest and RBS say they are continuing to see strong demand from first-time...

FTBs bedrock of Aldermore’s Help to Buy customer base

Following government Help to Buy statistics published today, Aldermore has revealed figures showing that...

First Direct cuts fixed rates

First Direct is reducing all fixed rate mortgages in its range as well as...

Paymentshield launches ‘Home Sweet Home’ toolkit

Insurance provider Paymentshield has unveiled a 'Home Sweet Home' campaign to assist in offering...

High LTV lending recovering

Last month represented the strongest July for house purchase lending since the financial crisis,...

FTBs drive housing market activity growth

First time buyers have boosted annual growth in housing market activity, despite a seasonally...

CML: MMR having “gentle dampener” effect

New data published by the Council of Mortgage Lenders (CML) on the characteristics of...

Virgin Money introduces ‘Stamp Duty Buster’

Virgin Money has launched a ‘Stamp Duty Buster’ mortgage as part of its Help...

FTBs have worrying lack of life protection

Only 11% of people think having life protection is a top priority when buying...

Government ups Right to Buy discounts

The government has announced that council house tenants will now benefit from higher Right...

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COMMENT

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Latest news

Gen H launches affordability-focused mortgage scheme

Residential mortgage lender Gen H has announced the launch of New Build Boost, which...

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...