First-time buyers

Halifax cuts rates

Halifax has cut the rates across first-time buyer, homemover and remortgage products by up to...

Parents and children disagree over FTB market

The Halifax Generation Rent Report has revealed a gulf between prospective first-time buyers and...

Five-month slowdown for HTB1

The government’s Help to Buy equity loan scheme (HTB1) for new-build properties has seen...

Positive month for FTBs, but future looks tough

26% of house sales were made to first time buyers in April, according to...

Research highlights impact of MMR

45% of people who planned to buy a property since the introduction of the...

20% of Help to Buy deals not taken out by FTBs

The government has revealed that since the launch of the Help to Buy equity...

Average Stamp Duty saving of £1,400 since December

Conveyancing service provider Myhomemove has estimated that UK homeowners have saved £701 million in...

Rates down and product numbers up for FTBs

The number of first time buyer products available is on the rise, and mortgage...

TSB offers mortgage ‘breathing space’

TSB has launched a new range of what it dubs “breathing space” mortgages –...

Right to Buy extention plans confirmed

The governement has confirmed that it is planning to extend its Right to Buy...

London Q1 house purchase lending down 16%

Latest CML data on the characteristics of lending in Greater London in the first...

High LTV borrowers seeing rate cuts

Mortgage borrowers with smaller deposits are seeing rate cuts of up to 0.88%, according...

Nationwide boss to step down

The Nationwide Building Society’s chief executive, Graham Beale is to retire at or around...

Aldermore celebrates sixth birthday

Aldermore is celebrating six years in business. The lender was founded during the economic downturn...

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COMMENT

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Latest news

Most Premier League areas enjoy mortgage relief – but four buck the trend

Falling mortgage rates have brought relief to homeowners and buyers in almost every Premier...

Virgin Money and Clydesdale Bank expand criteria and boost approval rates

Virgin Money and Clydesdale Bank have unveiled a series of lending changes aimed at...

Barclays lowers fixed mortgage rates across residential range

Barclays is cutting mortgage rates across its residential range from tomorrow, with reductions of...

Precise marks first anniversary of broker app

Precise, part of the OSB Group, is celebrating the first anniversary of its broker...