First-time buyers

Bank of Mum & Dad unlikely to get money back

New research from Prudential has found that, on average, those who have lent money to...

M&S Bank set for early 2018 mortgage launch

M&S Bank is to launch its first mortgage "early in 2018", subject to regulatory...

Limitations of Bank of Mum and Dad revealed

41% of parents cannot provide any financial support towards helping their child get on...

IMLA: rise in demand for 35-year mortgages

IMLA’s latest Intermediary Lending Outlook research has seen 69% of mortgage brokers report an...

Newcastle Intermediaries cuts first-time buyer rates

Newcastle Intermediaries has reduced the rates of its mortgages with a maximum loan to...

Coventry for Intermediaries reduces 90% LTV rates

Coventry for Intermediaries has cut mortgage rates across its five-year fixed residential 90% loan to...

More larger loan FTB deals available

The latest quarterly AmTrust Mortgage Loan to Value (LTV) tracker has revealed that average...

UK Finance reports August activity pick-up

UK Finance has stated that first-time buyers borrowed £5.7 billion in August, 16% more than...

Trio of two-year fixes from the Yorkshire

The Yorkshire Building Society has launched new high loan to value (LTV) deals. The two-year...

Guilt behind the Bank of Mum and Dad

Over half of potential first-time buyers expecting financial help from family to complete their...

Halifax offers new cashback deal

Halifax is giving first-time buyers, homemovers and remortgage customers £750 cashback on qualifying mortgages. Free...

Small deposit borrowers increasing market share

E.surv has reported that mortgage approvals during August were significantly higher than on the...

We need more 95% LTV products

For those reading this who are parents of school-age children, the prospect of seeing...

July remortgaging reaches highest level since January

House purchase lending in July was lower than in the preceding month but higher...

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COMMENT

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Latest news

Movera launches specialist KYC team to speed up property transactions

Movera has established a new dedicated Know Your Client (KYC) team to handle source...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape...

HSBC to cut residential and buy-to-let mortgage rates

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

Zephyr Homeloans cuts rates across core buy-to-let offering

Specialist buy-to-let mortgage provider Zephyr Homeloans has unveiled fresh rate reductions across its standard...

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