First-time buyers

NatWest reduces higher LTV rates

NatWest Intermediary Solutions is cutting rates on a number of higher LTV residential mortgages...

FTBs moving hundreds of miles to afford a home

New research has found that those people who have climbed on to the property...

Changing borrower behaviour behind deposit rise

December 2015 saw the average house purchase deposit surpass £80,000, according to the National Mortgage Index from Mortgage...

New shared equity range from the Nationwide

The Nationwide Building Society is introducing a new range of shared equity mortgage deals on...

NAEA: 2015 not positive for housing market

The supply of available housing has almost halved in the past decade, according to...

New fixes from the Co-op

The Co-operative Bank has launched a new range of fixed rate mortgages, reducing rates across...

Coventry for Intermediaries cuts rates

Coventry for Intermediaries has cut the rates on its residential mortgages at 90% LTV and...

Housing supply not lender appetite behind purchase lending fall

E.surv has suggested that a lack of housing supply in some areas could be...

Scheme aims to strengthen renters’ credit histories

Experian has found that one in three private tenants has put their plans to...

Mortgage brokers “have high expectations for remortgaging”

There was a record high in the level of mortgage intermediaries’ confidence in the prospects...

CML: house purchase lending up year-on-year in November

The Council of Mortgage Lenders has reported that home-owner house purchase lending totalled £10.7bn...

Over 25% of FTB opting for 35-year mortgage

There was an estimated 310,000 first-time buyers last year, according to the annual Halifax First-Time...

Nationwide cuts 95% rates

The Nationwide Building Society has cut a number of rates by up to 0.40 percentage points across...

The Leeds confirms HTB London scheme participation

The Leeds Building Society is to launch its range of new Help To Buy...

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COMMENT

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh wave of tariffs could end up doing UK landlords a...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple of years now and there are tremendous opportunities for the...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is no longer theoretical, even in the mortgage industry; it’s now...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly deserve your success, and at any moment, someone will find...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return of 100% mortgages – most of it filled with doom-laden...

Latest news

West One reduces residential mortgage rates by up to 30bps and introduces £1,000 cashback remortgage product

Specialist lender West One Loans has implemented a series of rate reductions across its...

Household credit creeps up as lenders point to more optimism… but at a cost

British households are borrowing more – and lenders are increasingly willing to let them...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Paragon Bank promotes Tim Sweetman to national account role

Paragon Bank has appointed Tim Sweetman as its new mortgages national account manager, marking...