First-time buyers

‘Smart’ FTBs locked into HTB mortgage guarantee scheme

Connells Survey and Valuation has found that first-time buyers are making the most of the Help...

Widespread rate cuts unveiled by Barclays

Barclays has made cuts across its residential, large loan and buy-to-let product ranges.  Key changes include the following: Two-year...

Home-buying myths ‘shattered’

According to Virgin Money's analysis of 1,007 homeowners’ buying preferences, personal and household safety (83%),...

Fall in mortgage approvals

The Bank of England has reported a decrease in mortgage approvals for August. The number...

New 95% LTV deal from the Mansfield

The Mansfield Building Society has unveiled a three year fixed rate mortgage available up...

London asking prices down 3% since mid-June

The UK housing market remains "alive and active", according to analysis of the UK...

Think tank proposals could boost home building

Leading housing associations should be made exempt from government rent reduction policies to free them...

Seven-year gap in FTB ages

The average age of a UK first time buyer is now 30, but there...

The Yorkshire calls for major stamp duty reform

The Yorkshire Building Society is urging the government to consider reforming stamp duty land tax...

Under-35s prioritise deposit saving over retirement planning

Saving for a deposit is three times more important than saving for retirement for...

Homeowners staying put following Brexit vote

The vote to leave the European Union has made homebuyers and homeowners more cautious,...

Anticipating the Autumn Statement

The date has been set, and one presumes, the preparations about what it will...

Peston: govt wants to do something big on housing

Robert Peston, ITV's political editor, thinks the new prime minister would like to do...

Month-on-month fall in FTB & home mover activity

Home-owners borrowed £10.6bn for house purchase in July 2016, down 13% month-on-month and 12%...

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COMMENT

Economic uncertainty weighing on business borrowers

Taken as a whole, Atom bank’s SME Pulse for Q2 shows the current robust health of demand in the commercial market. Around 95% of the...

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Latest news

Rising cost of living could stall housing market activity

The rising cost of living remains the most pressing concern for Britons and could...

The Mortgage Works cuts switcher rates for existing landlords

The Mortgage Works has announced reductions of up to 0.25 percentage points on selected...

Homeowners stay put as remortgaging nears parity with home purchases

Britain’s homeowners are increasingly choosing to refinance rather than move, with remortgage activity now...

Co-operative Bank in sub-4% mortgage arena following rate cuts 

The Co-operative Bank for Intermediaries has reduced selected residential and buy-to-let mortgage rates, bringing...