Features

De-mystifying offset mortgages: part 2

In the second article in his two-part series, Jonathan Stinton, head of intermediary relationships...

The future of the holiday lets market

The pandemic has had a lot of consequences, from accelerating our use of technology,...

We need to focus on holistic advice

When you read a headline which says, ‘Six out of 10 homeowners aged over...

High LTVs are needed for the long-term

I am writing this on the so-called ‘Freedom Day’ – in England at least...

Learning lessons from the first Stamp Duty deadline

June was an exceptionally busy month for everyone in the property market. In fact,...

Vital GI conversations aren’t taking place

Having children I know just how hard it can be to extract information when...

Who is supporting first-time buyers with 95% LTV mortgages?

Spring 2020, I think we would all agree, might well mark the nadir for...

The changing face of financial vulnerability

Every single person will have learnt lessons from the pandemic, whether that is how...

De-mystifying offset mortgages

Offset mortgages are one of the most misunderstood products on the market, with many consumers unaware of the...

First-time buyers will need continuing support

As the initial tapering of the stamp duty extension begins, it’s clear that increased...

Is increased inflation on the way?

The days when high inflation rates loomed large on the horizon are long gone....

Learning from Lockdown 1

A year ago we were slowly emerging from Lockdown 1 and beginning to get...

Understanding trends in adverse credit

As we finally see some blue skies emerging and rush to embrace the onset...

Keeping confidence in the system

To say that the housing and mortgage market is built on ‘confidence’ would be...

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URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Why we shouldn’t wait for the FCA to act on later life lending

It might feel odd to be talking about a new year, when we’re barely half-way through this one, but the recent FCA Discussion Paper...

A walk on the supply side

The UK government’s stated goal to build 1.5 million homes during the current parliamentary term underlines a strong political focus on addressing the housing...

Latest news

Market Harborough broadens tier two mortgage criteria to boost complex case lending

Market Harborough Building Society has introduced a series of criteria enhancements to its tier...

Coventry for intermediaries reduces rates across residential and buy-to-let ranges

Coventry for intermediaries has announced rate cuts of up to 19 basis points, with...

Halifax cuts remortgage rates across selected two and five-year fixed deals

Halifax Intermediaries has announced a series of rate cuts across its remortgage product range,...

The Leeds reports £104m profit amid robust lending and savings growth

Leeds Building Society has reported a profit before tax of £104.4 million for the...