Features

De-mystifying offset mortgages: part 2

In the second article in his two-part series, Jonathan Stinton, head of intermediary relationships...

The future of the holiday lets market

The pandemic has had a lot of consequences, from accelerating our use of technology,...

We need to focus on holistic advice

When you read a headline which says, ‘Six out of 10 homeowners aged over...

High LTVs are needed for the long-term

I am writing this on the so-called ‘Freedom Day’ – in England at least...

Learning lessons from the first Stamp Duty deadline

June was an exceptionally busy month for everyone in the property market. In fact,...

Vital GI conversations aren’t taking place

Having children I know just how hard it can be to extract information when...

Who is supporting first-time buyers with 95% LTV mortgages?

Spring 2020, I think we would all agree, might well mark the nadir for...

The changing face of financial vulnerability

Every single person will have learnt lessons from the pandemic, whether that is how...

De-mystifying offset mortgages

Offset mortgages are one of the most misunderstood products on the market, with many consumers unaware of the...

First-time buyers will need continuing support

As the initial tapering of the stamp duty extension begins, it’s clear that increased...

Is increased inflation on the way?

The days when high inflation rates loomed large on the horizon are long gone....

Learning from Lockdown 1

A year ago we were slowly emerging from Lockdown 1 and beginning to get...

Understanding trends in adverse credit

As we finally see some blue skies emerging and rush to embrace the onset...

Keeping confidence in the system

To say that the housing and mortgage market is built on ‘confidence’ would be...

Latest POLL

COMMENT

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Credit search vs credit scoring

The terms credit score and credit check are often used interchangeably by consumers, many of whom assume they mean the same thing. Yet understanding...

It’s not just about work/life balance

Firstly, it was good to get feedback on last month’s blog on technology from several people, and to see a spin-off follow-up blog from...

Latest news

Square 1 Media announces May Mortgage Market Debate

Square 1 Media is to hold its next Mortgage Market Debate on Wednesday, 21 May,...

Coventry BS maintains status as one of the best workplaces

Coventry Building Society has been named one of Great Place to Work's UK’s Best...

Atom bank breaks Near Prime record

Atom bank has reported another record-breaking month for Near Prime activity. Over the course of...

Berkeley Alexander appoints new BDM

General insurance provider Berkeley Alexander has announced the appointment of Grant Robinson as a...