Features

How low will they go?

When it comes to mortgage rates, the common question of, ‘How low can we...

Why aren’t you selling home insurance?

It’s a simple question, but perhaps not so easy to answer. Maybe you’re unaware of...

What will the market in Q4 look like?

September begins and it is likely to be one of the more interesting months...

Climate change and the need to improve EPC ratings

The UK was the first country to set an ambitious target to bring all...

Are strides being made in the green mortgage market?

Back in October 2018 we introduced the Barclays Green Home Mortgage. As the first...

A little change can make a big difference to your GI sales

If you already sell mortgages or provide advice on investments, you may feel confident that you...

Here’s to the next 20 years of equity release

More than £32.6 billion of property wealth was released via 557,000 plans over the...

De-mystifying offset mortgages: part 2

In the second article in his two-part series, Jonathan Stinton, head of intermediary relationships...

The future of the holiday lets market

The pandemic has had a lot of consequences, from accelerating our use of technology,...

We need to focus on holistic advice

When you read a headline which says, ‘Six out of 10 homeowners aged over...

High LTVs are needed for the long-term

I am writing this on the so-called ‘Freedom Day’ – in England at least...

Learning lessons from the first Stamp Duty deadline

June was an exceptionally busy month for everyone in the property market. In fact,...

Vital GI conversations aren’t taking place

Having children I know just how hard it can be to extract information when...

Who is supporting first-time buyers with 95% LTV mortgages?

Spring 2020, I think we would all agree, might well mark the nadir for...

COMMENT

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Mortgage market cools as remortgaging rebounds

UK mortgage activity steadied in December as house purchase approvals slipped but remortgaging gathered...

Paradigm promotes Richard Howes to managing director role

Paradigm Mortgage Services has promoted Richard Howes to a newly created managing director position...

Fleet Mortgages adds 65% LTV products and cuts two-year pricing

Fleet mortgages has launched a new range of 65% loan-to-value mortgage products and cut...

UK housing market steadies as tax-driven volatility fades

UK property transactions stabilised at the end of 2025, with residential sales holding firm...

PROFILES