Features

Technology can improve equity release advice, lending and underwriting

Firstly, may I wish you all a very Happy New Year and welcome to...

2022 – likely to be a ‘greener’ year than most

Given the year we had during 2021, it would be unsurprising if there wasn’t...

Industry requires government roadmap on improving energy efficiency

First up, when it comes to improving the energy efficiency of our homes, I...

Advising the next generation of first-time buyers

Buying a first home is an exciting prospect for many borrowers. Yet, it’s a...

EPC ratings and their growing importance

Last month, I looked at the issue of EPC ratings in light of COP26,...

Later life lending demand only going in one direction

At the time of year, we in the industry tend to get asked what...

Will buy-to-let investors be hit by a Stamp Duty hike?

The Budget came and went with little fanfare as far as landlords, the buy-to-let...

Ask Anna: what if my client has set up a Trust?

Q: My portfolio landlord client is looking to refinance in order to reduce monthly...

Why property surveys should matter to brokers

It’s understandable why many borrowers prefer to stick simply to the mortgage lender’s valuation....

When it comes to managing debt, Income Protection can make all the difference

Last year, the average UK resident had approximately £6,757 in financial savings, a concerning...

A business development meeting of minds can set the plan for great things

2021 has been a year – especially for mortgage advisers – during which I...

Automation won’t cut out the adviser

Automation is a growing trend within the insurance industry and some advisers might feel...

We need more competition in 95% LTV marketplace

With the stamp duty holiday now over in England and a sense of normality...

The innovation incentive: what’s in store for advisers in 2022?

Necessity is the mother of invention, as the saying goes, and this has certainly...
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COMMENT

Comment

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

News

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...
Building Societies

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...
criteria

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...
News

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES