Features

The importance of the government mortgage review

When it comes to the recent announcement by the Prime Minister, Boris Johnson, of...

Borrowing into retirement

Borrowing into retirement has become increasingly common in recent years, as the lifestyles and...

Don’t overlook the market for Consumer BTL

The buy-to-let market has evolved considerably over recent years and so have the products...

Inflationary pressures will undoubtedly impact the mortgage market

There’s no doubting that mortgage advice practitioners have a lot to contend with at...

It’s an exciting time for intermediaries

When it comes to specialist finance, I firmly believe that the use of an...

Interest rates: normal rules do not apply

In this market, it can make complete sense to wait sometimes, especially when you’re...

Keeping your remortgage clients happy

As we know our market works in cycles. For instance, at the start of...

The hidden stumbling blocks that could kill your case

It’s one of the most frustrating aspects of being a broker. You have calculated...

The equity release benefits of multi-disciplinary support

While there is no doubt that surveyors and lawyers provide a valuable service for...

Vanilla – or is it?

We often hear the phrase vanilla being used in a variety of contexts and,...

Committed to the broker market

Financial services products, particularly mortgages, are long-term commitments often spanning decades. Yet the popularity...

Are longer-term fixes really cheaper than two-year deals?

Each month I like to ‘run the numbers’ in terms of the high LTV...

Don’t blame vendors for their selling decisions

Positive news around the supply of properties coming to market has been few and...

Inflation’s silver lining will be bumper levels of borrowing

It’s no secret that the UK economy has entered an era of higher inflation...

Latest POLL

COMMENT

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in a familiar state of anticipation and uncertainty. Inflation remains stubbornly high,...

Goodbye Piccadilly; farewell Leicester Square!

It is indeed a long way to Tipperary, even longer if you take one of those dodgy rickshaws that proliferate the London’s West End....

Navigating the end of ‘Covid mortgages’: strategic insights for brokers

This year marks a significant turning point in the UK mortgage market as many homeowners reach the end of their covid mortgage, where many...

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

Latest news

Brokers urge 0.25% rate cut to revive housing market

Most mortgage brokers believe a small cut to the Bank of England’s Base Rate...

The Mortgage Works leads limited company BTL market as new leaderboard goes public

The Mortgage Works has been named the UK’s leading lender for limited company buy-to-let...

Residential transactions rise again ahead of Budget

UK property transaction figures for September suggest that market activity continues to recover, with...

CHL Mortgages to host post-Budget analysis webinar for brokers

Brokers seeking clarity on the government’s Autumn Budget will have the chance to hear...

PROFILES