Features

Don’t fall into the luxury property trap

With all of the talk of the housing shortage in the UK, it seems...

No bread for ‘jam tomorrow’?

I’m not sure I’d go so far as to say that the Chancellor’s Spring...

95% LTV: looking behind the figures

There are a whole raft of ways in which we can judge the performance...

Not what it seems

A friend recently asked me if I could have a word with his brother-in-law,...

Problems with free legals have not gone away

In this business, issues which at one point seemed incredibly important often get resolved...

The ‘professionalisation’ of buy-to-let is dominant

Sporting contests are often described as a ‘game of two halves’ which tends to...

It really is harder for today’s first-time buyers

Whenever there is a debate about the difficulties younger people have today in purchasing...

Closing the window on cyber threats

It’s no secret that small businesses are often over-stretched with their workload. That’s the...

Don’t be apathetic about protection

The ‘protection gap’ is often mentioned but, as time passes, there seems little progress...

Saving and spending

While we are working, we earn money; we spend some of that money, and...

Softly softly approach to secured loans

2017 was a strong year for second charge loans and while we wait for...

Tackling the construction skills shortage is only the first step

It’s no secret that there is a skills shortage in the construction sector. It...

Ex-pat buy-to-let mortgages an opportunity for brokers 

Ex-pat mortgages were back in the news recently when challenger bank, Aldermore, launched a...

The stamp duty conundrum

I’ve often thought that if stamp duty land tax didn’t exist, those within industry/economic/regulatory/political...
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Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Latest news

News

Three-quarters of brokers expect rate hold

76% of specialist brokers expect that the Bank of England’s Monetary Policy Committee (MPC)...
Technology

The Finance Family adopts Acre as platform for growth

Midlands-based The Finance Family has migrated its team of over 20 brokers to Acre’s...
SME finance

‘Consumer thinking’ holding businesses back from better finance solutions

New research from Time Finance has revealed that many UK businesses default to consumer-style...
SME finance

British Business Bank reports how pivotal first Covid lockdown was

Five years since the first Covid-19 lockdown, new data from Start Up Loans, part...

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