Features

What could a Johnson premiership mean for the housing market?

You get the sense that – however long the Boris Johnson Premiership might last...

Buy-to-let may just have to ‘make do and mend’

In an uncertain world, it’s difficult to get any sort of handle on how...

Will Britons will have to work 10 years longer?

British men have not saved enough to pay for 10.3 years of their retirement....

Dealing with the realities of longer-term fixed rates

I’ve written before about the constant changes in the mortgage and housing markets; some...

Stop harking back to 2007

Much like our lives, there are touchstones moments in our industry that are so...

Changing age-related notions of holding a mortgage

Just recently I read that, sadly, the oldest person in Europe had passed away...

The politics of the first-time buyer

Who is the party of the first-time buyer?  Is it the Conservatives who, let’s be...

This is not a competition

With recent FLA figures showing that second charge business was up 31% in March,...

Hidden costs

Recently I was asked to act as a pallbearer. Being very close to the...

Don’t forget the mutual specialist lenders

It’s frustrating when your client just slips out of mainstream lending criteria. They’re almost...

Broker feedback is always worthwhile

Understanding what the customer wants, and how this might evolve over time, should be...

Learn to embrace feedback

There are so many outlets for customers to express their views on a business’...

Streamlining buy-to-let insurance

Once the go-to choice for canny investors, the shine has come off the buy-to-let...

Technology can help advance the second charge sector

A personal belief is that a second charge loan is and probably always will...

COMMENT

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Russell Quirk becomes Property Investor Show shareholder

Russell Quirk is to become a shareholder in the Property Investor Show, strengthening his...

Mortgage market cools as remortgaging rebounds

UK mortgage activity steadied in December as house purchase approvals slipped but remortgaging gathered...

Paradigm promotes Richard Howes to managing director role

Paradigm Mortgage Services has promoted Richard Howes to a newly created managing director position...

Fleet Mortgages adds 65% LTV products and cuts two-year pricing

Fleet mortgages has launched a new range of 65% loan-to-value mortgage products and cut...

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