Features

Stop harking back to 2007

Much like our lives, there are touchstones moments in our industry that are so...

Changing age-related notions of holding a mortgage

Just recently I read that, sadly, the oldest person in Europe had passed away...

The politics of the first-time buyer

Who is the party of the first-time buyer?  Is it the Conservatives who, let’s be...

This is not a competition

With recent FLA figures showing that second charge business was up 31% in March,...

Hidden costs

Recently I was asked to act as a pallbearer. Being very close to the...

Don’t forget the mutual specialist lenders

It’s frustrating when your client just slips out of mainstream lending criteria. They’re almost...

Broker feedback is always worthwhile

Understanding what the customer wants, and how this might evolve over time, should be...

Learn to embrace feedback

There are so many outlets for customers to express their views on a business’...

Streamlining buy-to-let insurance

Once the go-to choice for canny investors, the shine has come off the buy-to-let...

Technology can help advance the second charge sector

A personal belief is that a second charge loan is and probably always will...

We need to understand what all housing stakeholders want

With The Spice Girls about to embark on a nostalgia-fest tour round the country,...

How can you maximise affordability for your clients?

What’s your go-to lender for clients who want to maximise their affordability? Chances are, you...

Increased opportunities in Scotland

Back in March we saw the fifth FSE Glasgow take place. After extending our...

Cars and retirement

The other day I heard a Kia advertisement on my car radio. The narration...

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Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Ministerial cock-ups could kill radical property taxes

At first it might appear that the mortgage industry and the housing sector as a whole should be cross with the Labour government. After all,...

Latest news

HTB backs £4m refinance for London landlord

Hampshire Trust Bank has completed a £4m semi-commercial refinance for an experienced landlord in...

MPC narrowly votes to hold rates at 4% as calls for a cut grow louder

The Bank of England’s Monetary Policy Committee (MPC) has come within a whisker of...

UTB backs £16.5m Surrey developments by Rushmon Homes

United Trust Bank (UTB) is providing £10.7m in acquisition and development finance to support...

Octopus Capital funds two new care homes

Octopus Capital has completed a £30 million forward funding agreement with Synergy Care Developments...

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