Features

Remortgage on my mind

Many of the housing and mortgage market headlines have been focused on purchase activity...

We all need to work together to meet Stamp Duty deadline

Given the level of business and activity in the mortgage market over the past...

How confident can we be in consumer confidence?

In our market, and indeed the wider economy, we talk about ‘consumer confidence’ a...

Did Sunak miss a trick with the Spending Review?

There appears to be a lot of wailing and gnashing of teeth amongst a...

How long will 85% remain a ‘high LTV’?

We’re constantly told that the mortgage market changes fast, and if there was any...

A very different lockdown

The second national lockdown in England is now underway and there does seem to...

Why advisers are having many different service experiences

In this market when it comes to service, it really is all relative. One...

Portfolio landlords better catered for than ever

Few would deny that being a private rental sector (PRS) landlord over the past...

Flexibility the key through changing lockdown measures

To suggest that the housing market situation is something of a ‘moveable feast’ at...

Dealing with the rise in later life borrowers seeking second opinions

There are many ways to judge a maturity of a mortgage/lending-sector and there are...

Laying the foundations for self-build growth

Flexibility and manual underwriting processes remain pivotal in allowing the building society sector to...

Servicing the wants and needs of your clients

In an industry which is dominated by lots of smaller firms, often one man/woman-bands...

FTB landlord growth should set alarm bells ringing

With the stamp duty holiday open to additional property purchasers – at least in...

Closing the gender income protection gap

We already know not enough people in the UK protect their incomes, with the...
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URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Why we shouldn’t wait for the FCA to act on later life lending

It might feel odd to be talking about a new year, when we’re barely half-way through this one, but the recent FCA Discussion Paper...

A walk on the supply side

The UK government’s stated goal to build 1.5 million homes during the current parliamentary term underlines a strong political focus on addressing the housing...

Latest news

First-time buyers

Renters cut back as deposit savings hit six-month low

The number of renters actively saving for a property deposit has fallen to its...
First-time buyers

Eight in 10 first-time buyers moved back in with parents to get on the ladder

Four in five first-time buyers moved back in with parents to save for a...
Buy-to-let

Landlords desert the market amid growing fears over Renters’ Rights Bill

Small landlords are quitting the private rental sector in increasing numbers, as concerns mount...
News

Clydesdale Bank cuts selected rates and unveils new products

Clydesdale Bank is set to implement rate reductions across a range of residential mortgage...

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