Features

Remortgage on my mind

Many of the housing and mortgage market headlines have been focused on purchase activity...

We all need to work together to meet Stamp Duty deadline

Given the level of business and activity in the mortgage market over the past...

How confident can we be in consumer confidence?

In our market, and indeed the wider economy, we talk about ‘consumer confidence’ a...

Did Sunak miss a trick with the Spending Review?

There appears to be a lot of wailing and gnashing of teeth amongst a...

How long will 85% remain a ‘high LTV’?

We’re constantly told that the mortgage market changes fast, and if there was any...

A very different lockdown

The second national lockdown in England is now underway and there does seem to...

Why advisers are having many different service experiences

In this market when it comes to service, it really is all relative. One...

Portfolio landlords better catered for than ever

Few would deny that being a private rental sector (PRS) landlord over the past...

Flexibility the key through changing lockdown measures

To suggest that the housing market situation is something of a ‘moveable feast’ at...

Dealing with the rise in later life borrowers seeking second opinions

There are many ways to judge a maturity of a mortgage/lending-sector and there are...

Laying the foundations for self-build growth

Flexibility and manual underwriting processes remain pivotal in allowing the building society sector to...

Servicing the wants and needs of your clients

In an industry which is dominated by lots of smaller firms, often one man/woman-bands...

FTB landlord growth should set alarm bells ringing

With the stamp duty holiday open to additional property purchasers – at least in...

Closing the gender income protection gap

We already know not enough people in the UK protect their incomes, with the...

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COMMENT

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Credit search vs credit scoring

The terms credit score and credit check are often used interchangeably by consumers, many of whom assume they mean the same thing. Yet understanding...

It’s not just about work/life balance

Firstly, it was good to get feedback on last month’s blog on technology from several people, and to see a spin-off follow-up blog from...

Latest news

Square 1 Media announces May Mortgage Market Debate

Square 1 Media is to hold its next Mortgage Market Debate on Wednesday, 21 May,...

Coventry BS maintains status as one of the best workplaces

Coventry Building Society has been named one of Great Place to Work's UK’s Best...

Atom bank breaks Near Prime record

Atom bank has reported another record-breaking month for Near Prime activity. Over the course of...

Berkeley Alexander appoints new BDM

General insurance provider Berkeley Alexander has announced the appointment of Grant Robinson as a...