DECISION

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

INDUSTRY REACTION: Bank rate cut passes by narrow margin

At its meeting ending on 17 December 2025, the Monetary Policy Committee voted by...

AUTUMN BUDGET: BoE rate cuts on the way?

Following the Chancellor's Budget today, speculation is inevitably turning to the Bank of England...

MPC narrowly votes to hold rates at 4% as calls for a cut grow louder

The Bank of England’s Monetary Policy Committee (MPC) has come within a whisker of...

Bank of England cuts rates to 4.25% in knife-edge MPC vote

The Bank of England has reduced the Bank Rate by 25 basis points to...

No surprises from Monetary Policy Committee meeting

The Bank of England has announced that the Bank Rate will remain at 4.5%. The...

Brokers predict two further base rate cuts this year

Landbay has reported that mortgage brokers are now expecting just two more interest rate...

No surprise as Bank of England cuts base rate to 4.5%

The Bank of England has lowered the Bank Rate by 0.25 percentage points to...

MPC holds rates but three members vote for cut

The Bank of England's Monetary Policy Committee (MPC) has voted by a majority of...

MPC cuts Bank Rate to 4.75%

The Bank of England's Monetary Policy Committee (MPC) has reduced the Bank Rate by...

COMMENT

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services sectors in the world but even strong markets benefit from...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic data and tempering the outlook for cheaper mortgages. However, an uncertain...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to hold qualifications that are recognised by the FCA and, for...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage market is already clear. Momentum has carried over from last...

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

Latest news

Law firm’s shock closure leaves conveyancing clients in the dark

Hundreds and maybe thousands of borrowers have been left high and dry after a...

Newmanor Law broadens offering with move into high-value residential conveyancing

Newmanor Law has expanded into high-value residential conveyancing with the appointment of Charles James,...

One in three first-time buyers house-hunting with deposits of at least 25%

A significant minority of first-time buyers searching for mortgages are entering the market with...

Singles more exposed to insurance gaps as couples prioritise cover

People living alone are significantly less likely to insure their homes or take out...

PROFILES