Debt

Debt advice apprenticeship gets green light for 2020 launch

A debt advice apprenticeship has been approved by the Institute of Apprenticeships. The first cohort...

Equity release demand to be driven by debt, say advisers

According to a survey of equity release-qualified financial advisers carried out by Canada Life,...

Adverse credit adults look to cut back on spending

Pepper Money has revealed that 41% of adults who have experienced adverse credit in...

Over one-third of over-55s living beyond their means

35% of over-55s say their expenditure exceeds their income, with a significant majority of...

Wellbeing partnership for debt solutions provider

Debt solution customers of Gregory Pennington and Freeman Jones now have access to a...

StepChange Financial Solutions joins the Equity Release Council

The Equity Release Council has announced that StepChange Financial Solutions has become its latest...

Sharp rise in over-55s’ credit card debt

The proportion of over-55s who have been in debt in the last five years...

30% drop in second charge repossessions

Latest figures from the Finance & Leasing Association (FLA) show that the number of...

StepChange calls for General Election pledges on debt

StepChange Debt Charity has published the key measures that it wants the next government...

Half of homeowners who use equity release pay off mortgages

49% of equity release customers in the third quarter of 2019 used it to pay...

Over one-third of adults have missed a payment

39% of British adults have missed more than one credit payment, according to research...

Growing levels of financial pessimism

29% of Britons expect their finances to get worse in the next year, while...

Income shocks hit hardest in Wales

24% of Welsh adults are showing at least one sign of financial distress according...

1.26m may need broker support over the next 12 months

Specialist lender Pepper Money has published the findings from its detailed research carried out...

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Bridging the Pond: How large is the US bridging finance market, and compared to the UK?

When we first got started with LendInvest in the UK, post the financial crisis, bridging finance was a much more nascent product than it...

Passing the affordability exam

As teachers and students of various ages have spent August nervously opening exam results following years of study that will determine their ability to...

Investors are changing their approach – and lenders should too

The buy-to-let market never stands still, but the pace of change in recent years has been remarkable. The days of the so-called ‘accidental landlord’,...

Leasehold fees, specialists and the need to shop around

Leasehold properties account for around 20% of all dwellings in the UK, and while that figure may change in the future with government legislation...

Tuning into later life lending conversations

There are certain conversations in our profession that can genuinely change the course of a client’s life. Later life lending sits firmly in that...

Latest news

Rightmove warns property tax reforms could stall housing market

Rightmove has warned the government that proposed changes to property taxation risk distorting the...

Bradford retains crown as UK’s leading property hotspot

Bradford has once again been named the country’s most in-demand housing market, topping OnTheMarket’s...

Keystone reduces expat buy-to-let rates and adds new product

Keystone Property Finance has reduced rates across its expat buy-to-let range, cutting selected fixed...

Gatehouse cuts buy-to-let rental rates and eases paperwork

Gatehouse Bank has cut rental rates by 0.25% across its buy-to-let purchase plans for...